No matter what the Yipai platform of Chuke Technology will look like in the future, it will be absolutely beneficial to domestic users and countless merchants within at least a few years. Even if Yang Yuanming did not fully anticipate the impact of the Yipai platform, at least he had some speculations.

Unlike current PayPal, Alipay and other electronic payment platforms that can only be operated online, after the launch of Yipai, it will break the boundary between online payment and offline payment, which may have a thorough impact on the traditional payment system!

Hearing Zeng Yuanli's words, Chen Chu nodded. With Yang Yuanming's current identity, he came with him to the Chuke Digital Science and Technology team. The identity of the people on the Chuke Digital Science and Technology Department is naturally self-evident. Yang Yuanming is not convenient for him to say more now. Not speaking is the most beneficial to the Yifu platform.

Chen Chu is planning to visit Yang Yuanming after finishing his work at the Chuke Mathematics Department later.

After entering the technical department, I saw the development, testing and other staff, who were busy. Like Chuke Technical Headquarters, there were many coffee machines around here, and obviously many coffees were used to refresh themselves.

Entering a small conference room of the technical department, there were several technical department supervisors. Zhou Fanting, who was directly responsible for the research and development this time, pushed a computer in front of Chen Chu.

"Some functions of the Yipai platform are still being improved, but the basic functions have been implemented, including payment, transfer, phone bill payment, water, electricity, media, financial management, and purchase of fund insurance, etc., which have been developed and completed!"

Zhou Fanting said to Chen Chu that the main functions of electronic payment platforms are currently mainly concentrated in payment and transfer, while other payment platforms are basically driving without a license and dare not conduct too many businesses. The Yipai platform is different. Yipai, which has obtained a full payment license, can carry out more businesses.

Chen Chu opened the official website of Yipai platform and found that all the product styles of Chuke Technology are basically the same, simple and clear at a glance. Without those fancy things, the most conspicuous ones are the major functions.

At present, Yifu platform is still doing intranet testing, and has not connected with other platforms and units. It has only conducted tests and docked with several major departments of Chuke Technology.

Chen Chu opened the recharge interface of the SG game platform, and when paying, the recharge option of the Yipai platform appeared. Chen Chu experienced it and felt it was pretty good. Then he used it on recharge platforms such as Renren Music, Renren Film and Television.

After experiencing the Yipai platform for a while, many functions cannot be experienced because it has not been connected yet, especially in terms of financial management. The Yipai platform will launch the "Yu'ebao" financial management, as well as corresponding funds, insurance and other financial management. It has not been connected with Yanjing Development Bank, and the Yipai platform cannot do it now.

Yu'ebao is not a strange thing, nor is it the first one of Boss Ma. It is simple, convenient, low threshold, zero handling fee, and can be used as you get, and has a yield comparable to bank deposits, or even a higher rate of return. It is the characteristic of this small savings.

To put it bluntly, it means relying on convenient procedures and high interest rates to attract more depositors, deposit money into Yu'ebao's small amount, and then operate Yu'ebao's funds, then purchase the money to treasury bonds, bonds, or lend money directly to the bank to play. It is essentially a money fund.

However, Wall Street started playing this game many years ago. In addition, the "time machine theory" of SoftBank Sun is indeed a bit prescient, just like Yu'e Bao. In fact, PayPal launched the American version of Yu'e Bao a few years ago, which reached its peak this year, and the funds managed exceeded one billion US dollars. Therefore, various small storages such as Yu'e Bao in China are not uncommon!

I experienced the official website of Yipai platform. To be honest, it was not online and the docking was completed before, the experience of this kind of PC official website was not very good. If there were not many functions, perhaps countless users would only regard Yipai as a tool. When I was online transactions, I opened it and used it, and then I forgot it after using it.

So the key is to look at the Yipai APP on the mobile phone and various other functions to improve user activity.

Chen Chu picked up a test Onyx smartphone placed beside him. This phone is used to test the mobile payment APP.

Zhou Fanting took out a printed collection QR code. This QR code is the official QR code of Chuke Digital Technology, and the one connected directly to Chuke Digital Technology's financial account.

Chen Chu clicked on Yifu's APP on the Onyx smartphone, and then scanned the QR code in front of him with payment. He entered the payment interface with a "ding" sound. Hearing this sound, the supervisors of several technical departments in the small conference room breathed a sigh of relief.

For this reason, the entire technical development department has been sleepless for a long time, and has almost taken turns to take turns to finally develop this set of functions, using a mobile phone to connect all the users, merchants, and Yipay platform through a QR code.

Chen Chu saw the successful payment display and placed it on the table with another Onyx smartphone. He made a sound. The dreamy sound that many people in later generations wanted to hear in their dreams. A few sounds of gold coins falling, and then a sound of the most popular national-level voice in history came out, "Easy to pay the money to get five million yuan..."

Hearing this, as well as the payment success and arrival prompts displayed on the mobile phone, Chen Chu also breathed a sigh of relief. Now he finally looked like a mobile phone in the future.

"When can we connect with other companies and units?" Chen Chu asked Zeng Yuanli with his phone down.

The Yipai platform cannot be closed and plays with self-interest. It only supports Chuke product payment. If you want more users to use Yipai, you must connect to more merchants and companies. The first thing you need to do is naturally reach cooperation with banks, three major communication operators, water, electricity, gas and large supermarkets, etc., so that Yipai can be thoroughly penetrated into the daily lives of all users!

"Three days later, Chuke Digital Technology will hold the first third-party cooperation summit for Yifu Platform, inviting major units, as well as banks, fund companies, subways, buses, hotels, e-commerce, supermarkets and other platforms to come to Chuke Digital Technology to negotiate cooperation meetings. The agreement includes access to the platform, fees, commissions and other issues, so that Yifu Platform can access more platforms!"

Zeng Yuanli said that offline promotion is definitely something to be done, but before the Yifu platform goes online, you must first reach an agreement with these large companies and platforms. Only by reaching cooperation with these platforms can Yifu be able to conquer the city offline.

"Not only domestically, it will allow North American trust funds to cooperate with foreign banks, insurance companies, shopping platforms, etc. with Yipai Platform. What Yipai Platform needs to do is to be able to operate globally with a mobile phone!" Chen Chu said to Zeng Yuanli.

Chuke Technology has never only focused on the domestic market. If you win the internal struggle, you will also cut off your own leeks. Only by going abroad and cutting off the leeks from all over the world, subsidizing domestic users is the right way. Yipai platform cannot only stay in China. In the next ten years, Yipai platform will be a great opportunity to make a layout abroad.

In the future, more and more people will travel, shopping, and cross-border transactions in China, and will even become the main buyers around the world. As long as Yipai takes advantage of this trend, it will be able to capture the global payment market. If domestic users want to buy products, they must accept Yipai platform!

When Zeng Yuanli heard Chen Chu's words, hesitated for a moment, but nodded. He wanted Yi Pay to establish himself in the domestic market at the beginning, and then slowly explore the global payment market to avoid fierce competition with PayPal from the beginning, but Chen Chu obviously did not want to do so.

"You must do a good job in security protection for Yifu, and no mistakes can happen!" Chen Chu explained to Zhou Fanting a few more.

Zhou Fanting nodded cautiously. The users and business scale of Yifu platform will only become larger and larger, and the funds involved will even be spread throughout the global industry, so you have to be cautious.

"At present, Yifu security department has built a complete account protection system for Yifu platform, and will detect user accounts at any time. In addition, we have reached a comprehensive cooperation agreement with Kingsoft and many banks and Internet security institutions to establish the world's largest Internet risk security laboratory and Chuke Xuanwu Security Laboratory!"

Zhou Fanting said to Chen Chu that for this Xuanwu Security Laboratory, Chuke Digital Technology really invested a lot of money. As soon as it was established, it invited a group of hackers around the world to test the Yifu security system day and night.

A number of banks and Internet security companies were also invited to establish Xuanwu Security Laboratory. For this reason, Chuke Digital Technology also placed an order to 360, Kaspersky, Norton and other companies that were offended a few months ago. Now the mainstream Internet security companies around the world have basically begun to serve the Yipay platform and will provide Internet security support to Chuke Digital Technology at any time.

To be honest, if there is a geek group that can break through the multiple defense lines of Yifu platform in one go, and defeat Chuke Xuanwu Laboratory, and by the way, they will deal with antivirus software companies such as Kingsoft, 360, Kaspersky, Norton, etc., then the Yifu platform is unwilling to lose, Chuke Technology is willing to accept the loss and compensate users for the full amount of losses. However, at that time, whether the global Internet industry still exists, that is a big problem.

"We must also sign an agreement with the insurance company!" Chen Chu said again, "If you are not afraid of 10,000, just be afraid of if you are not afraid of it. If there is an insurance company, Chu Ke will probably feel at ease if the user is relieved. This thing is a paradox and may not be able to use it for the rest of his life when buying it, but if you don't buy it, you may suffer one day!

After looking through the Yifu APP on Onyx smartphone for a while, Chen Chu always felt that there was something missing. After downloading Yifu, it was impossible for the user to open Yifu to see his account balance. I guess the more he looked at it, the more angry he became.

After thinking for a while, Chen Chu felt that it would be better to get some wool. Since he had to compete with PayPal and Alipay, Chen Chu didn't mind getting some more wool.

Looking at Zhou Fanting, Chen Chu raised the Onyx mobile phone in his hand, "I think the Yipay platform needs to add more functions!"
Chapter completed!