Zhou Jing was anxious as Lin Feng expected. After all, Zhou Jing was just a novice who was just a newbie who was just a banking business.

"Don't be anxious, just say it slowly!" Lin Feng glanced at the thin sweat on Zhou Jing's forehead and sighed softly in his heart. If it weren't for the fact that he really had no time, he would have to train Zhou Jing for professional managers. Not being able to panic when things happened is the minimum quality requirement!

"Since Xinsheng Bank opened, there have been many shop consultants, and many Jinling people, craftsmen or vendors deposited their money into the bank, but not many people deposited large amounts of money. At the same time, because we have no branches in various places, the Feidui business has basically not been carried out. The entire banking business is not hot." Zhou Jing wiped off the sweat from his head and said hurriedly.

At this time, the two had already walked to a secluded corridor in Situ Mansion. Lin Feng saw that there was no one around, so he sat down and calmed his heart, which was still beating violently.

"What about the loan?" Lin Feng pointed to the chair next to him and signaled Zhou to sit down and talk.

"There are a few transactions, which are people who were reputable in the past, but the amount is not large." Zhou Jing sat down and said frustrated.

"Brother, what do you think is the main reason why the banking business is not going well?" Lin Feng looked up at the sky. The sun was about to set and the afterglow reflected, pulling the figures of the two very long.

"I feel that the main reason is that everyone thinks we are also flying money and redeem money. Most people don't believe it, and the rich are not looking down on it." Zhou Jing frowned and said.

Lin Feng looked at Zhou Jing with appreciation. This question was very accurate and continued: "You said it very well. I also think the reason is just two words: trust! In fact, the most important thing in banking business is how to make ordinary people, wealthy people and even rich people trust you! You should work hard on this point!" Lin Feng said in a guide.

In fact, in Lin Feng's long-term plan, banks are the most important! But Lin Feng is not a fool. He has too shallow foundation and too weak strength, so he has to incline to train troops to cultivate his strength and foundation, so he deliberately slows down his banking business. If the banking business is prosperous first, the interests are like mountains and seas. With the strength of a mere literary official, he will be squeezed away by others and will end up very well!

Zhou Jing was stunned and stopped thinking about it.

"I'll give you two tricks, you can explore slowly!" Lin Fengjing waited for a while and said.

"Please give me advice!" Zhou Jing was happy and bowed to Lin Feng.

"I dare not. First of all, you have to observe carefully. For example, Xinsheng Bank can invest in new supermarkets and other good projects. Money makes money, and it will benefit you!" Lin Feng said with some regret, pausing for a moment, and then said, "In the future, my wonderful shop, Datang Academy of Sciences, will continue to launch good projects, you must pay attention!"

"I remember, what about another one?" Zhou Jing's face was full of joy and nodded repeatedly. There was no way, Zhou Jing suddenly went from a person with no business experience to a bank leader. It was understandable that he lacked the necessary concentration.

Lin Feng thought for a while before he made up his mind to release a "notorious demon" in the future: "You can try to carry out installment payments and house purchase business."

"What does it mean?" Zhou Jing was naturally confused.

"It's very simple to say. You can choose people who have certain savings, fixed careers, stable incomes, and willingness to buy a house in Jinling City to issue home purchase loans to them. Let them use the house as collateral and allow them to pay a fixed amount of house payment every month within three or five years, or even ten years. Of course, the interest on repaying the loan must be lower than the interest on the interest outside secretly!" Lin Feng shook his head and said. In the later generations, several major state-owned banks in China were able to leap from the brink of bankruptcy to the most profitable bank in the world. Installment housing purchase loans can be said to be of great contribution!

Zhou Jing lowered his head and pondered for a while, and raised his head in surprise: "This is a good way to make money, and it also helps those who want to buy a house and live in it. It is worthy of being Lord Lin, whom I respect, and you can come up with a clever plan!"

"Stop flattering!" Lin Feng glared at Zhou Jing, gave four fingers, and ordered seriously,

"I have four requirements, you must always keep it in mind! First, you must ensure that these people can pay 30% or 50% of the down payment. Second, you must find out the work, income and integrity of these people; Third, you must control the scale of distribution, and do not put too much at once, otherwise, housing prices in the whole city will surge.

The last one has nothing to do with mortgage loans, but you must always find and cultivate reliable people, and sell the bank's bank to the whole city as soon as possible, and other cities. As long as the cash is not less than 20%, you can take out the other money and expand wildly! In this matter, we are the largest shareholders and the chief and deputy presidents, so we naturally have the right to be the master! Besides, instead of putting the money in your Situ Mansion into a warehouse, it is better to take it out for bank investment!

Brother Jing, if you want to accomplish great things, you must be more courageous! Remember, money is just a tool, you are the one who commands it, not the one who commands you!"

Zhou Jing listened carefully, and the light in his eyes became brighter and brighter. Hearing Lin Feng’s last two words, he couldn’t help but stand up and bowed deeply to Lin Feng to thank him.

Lin Feng pressed Zhou down and said solemnly: "A large sum of money is a good thing, but it is also something that can attract demons! Not only should we prevent the rich people who are rushing in the world, but we should also prevent the greed, impulse, arrogance, arrogance and other demons in your heart.

Zhou Jing, I hope you will control a calm heart, always be calm, be cautious without being blind, and be bold without being rash! Remember, the position of bank president can make your life brilliant, and may ruin your life from now on!" Lin Feng ordered extremely solemnly.

Zhou Jing nodded solemnly, raised his right hand, and made a small swearing move.

Lin Feng grabbed his right hand, pressed it down, leaned close to Zhou Jing, and whispered: "This is my heartfelt words, I hope you keep it in mind! There is a great secret that you might as well tell you, you know, I am a white dick, where can I have so much money for stock money? The stock money in my name is the private money of Your Majesty today! If you mess up or want to make trouble, be careful!"

After saying that, Lin Feng looked at Zhou Jing's little face that was immediately pale, patted his shoulder gently, and stood up and walked out of the mansion.

At this time, the sunset had already hidden behind the Jinling City Wall in the distance. A cool wind blew over, and a few fallen leaves floated slowly in the air and were not falling for a long time.
Chapter completed!