On August 3, 1912, after half a month of Phoenix Tour, Wang Zhenyu, who had gained a lot, returned to his resident Hongjiang.

Chief of Staff Yang Wangui, who was responsible for the daily affairs at home, came out to greet him with a large number of people. Wang Zhenyu did not like such a grand show and said something to Yang Wangui. This made Yang Wangui die of grievance. Since Song Xianfu and Hao Bing were transferred to the security forces, Yang Wangui became very cautious. He did not want to be alienated by Wang Zhenyu when the whole situation was in a good mood. He had no arrangements for this greeting. It was the gentry who heard that the garrison commander had returned and came spontaneously. Of course, the purpose was not simple. The establishment of the garrison commander's office had not begun, and many officials from the department had not been appointed. Everyone hoped to serve Wang Zhenyu and gain a place in the future political landscape.

Although he was so aggrieved, Yang Wangui still reported honestly: "Sir, your father-in-law Ye Zuwen came to Hongjiang yesterday and brought dozens of people together. There were some foreigners in it. The younger one asked, there were people from the Chinese, Germans, and Lu. I have arranged their food and accommodation."

My father-in-law is here, it seems that this time the investment is underway. Wang Zhenyu suddenly became energetic. He suddenly said to Yang Wangui politely: "Old Yang, don't call him an adult in the future. You are different from others. You have been by my side from the beginning, so you should be called brothers."

Yang Wangui was so moved that he was very moved, and Wang Zhenyu told Song Haomin to invite his father-in-law and others to his study...

Back in the study, Wang Zhenyu looked at the documents and requests that had been accumulated for half a month. Some of them were not very important. Yang Wangui and Ma Xicheng had already handled the instructions on their own. Here are:

Funds for the construction of the officer school involve campus construction and faculty recruitment plans;

The recruitment plan for military academy students, Wan Yaohuang's first recruitment plans are mainly aimed at six provinces: Sichuan, Hunan, Hubei, Guangxi, Yunnan and Guizhou;

The report of county governments on education investment has roughly begun to implement the plan for one county, one primary school and one middle school. The plan for the establishment of a girl’s middle school in the city has been approved and allocated funds. The garrison government will allocate a huge sum of 2 million yuan every year to ensure the development of free education; the plan to build a health school in Anjiang, etc.

Wang Zhenyu looked at these things at a glance, took a brief look, and threw them aside. He picked up another piece of materials and the title deeply attracted him, "Jingzhou Model Town Construction Report". The author of the report is Chen Shao, the person in charge of the Jingzhou Shang Town Construction Pilot Project.

Wang Zhenyu took the tea handed over by Zhu Cihan, took a sip, and then started to look at it seriously.

This model Shang Town is Kenshankou in Jingzhou, which is in the same place as the cement factory. Relying on policy support and funds, Chen Shao successfully built a junior primary school (grades one to three), a health center, and a public security police station in this town. At the same time, some cement was approved from the cement factory that has already started production, and a relatively large free trade market was built to meet the daily necessities of nearby residents. The shops in the town were also planned and managed, and the town chamber of commerce was established. Recently, it has begun to prepare to hand over the management rights of the town to the president of the chamber of commerce.

Wang Zhenyu nodded with satisfaction. He did not intend to build Shang Town so beautifully and prosperously. All he wanted was a transit point and radiation point to change the phenomenon that had not been left behind for thousands of years.

At the same time, through the Shang Town, we will strengthen our control over the local area, include village forces in the scope of management, and increase the professional cost of bandits. Of course, we must ultimately promote the prosperity of the trade route.

Before he could think too much, Song Haomin came in and said, "General, Ye Weng and the others are here."

Wang Zhenyu nodded. Although he became a guard, Wang Zhenyu did not want others to respect him as an adult. He had publicly ordered the people around him to call him a general. Anyway, in the entire western Hunan, except Tian Yingzhao, there is only one general.

"Wenzheng, you are getting more and more powerful. I have only been away for less than a month, and you have taken down the eight counties of Jishou." Ye Zuwen started praising his son-in-law when he entered the door, obviously saying it was for the friends behind him.

Wang Zhenyu was also a little curious when he saw a few foreigners of different heights walking in. He was so curious that he had never seen foreigners, but that his father-in-law had used what method to actually lead these foreigners to a remote village like Xiangxi.

Ye Zuwen was so calm that he began to introduce the people who followed him to his son-in-law one by one.

He first pointed to the small but very smart foreigner and said: "This is Mr. Frankie, a business representative of Belgium Guohuabi Bank."

Wang Zhenyu shook hands with the smiling Mr. Frankie very generously.

Ye Zuwen pointed to a tall foreigner who was in line with the standards of later Nordic people: "This is Mr. Hans, the manager of the German Empire Lecture and the foreign company Hankou Company."

The last foreigner with medium figure was a bit older. It is said that he was Felix, the Consul of Luxembourg in Hankou and the business agency of Albed Steel and Equipment Company.

Wang Zhenyu was dizzy. Luxembourg is worthy of being a pocket country. One person can have multiple identities.

As for the three Chinese people who were next, they were very famous. These are the three experts who were said to be very knowledgeable about finance recommended by Wang Zhenyu's sworn brother Liu Hongsheng.

Chen Huizu, whose courtesy name is Guangfu, was 31 years old, from Zhenjiang, Jiangsu Province. He joined the School of Business at the University of Pennsylvania in the United States. He returned to China after graduation in 1909. He first showed his talent in the Nanyang Quotation Association and was appointed as the general manager of Jiangsu Bank by Jiangsu Governor Cheng Dequan. Because his reform proposal could not be realized, he resolutely resigned. He is currently unemployed at home, but Wang Zhenyu knew that this person was the founder of Shanghai Commercial Bank and China Morgan, who led the Jiangsu-Zhejiang Consortium with Boss Yu in the 1920s and 1930s. He did not expect that he would give up his favorable life in Shanghai and come to Xiangxi, a place where birds do not shit. What methods did Liu Hongsheng, a sworn brother, use?

With Chen Guangfu, the big crocodile is in front.

There is nothing surprising about the appearance of Zhang Jiayi, Zhang Gongquan and Song Hanzhang later. Wang Zhenyu even had a little doubt that the three generals of the Jiangsu and Zhejiang Consortium, which influenced the political trend of the Republic of China, came to him. Can the Jiangsu and Zhejiang Consortium still develop into a behemoth like later generations?

These three people really came to serve, and this process was not as complicated as Wang Zhenyu thought. At the beginning, Ye Zuwen had the plan to open a bank, but Wang Zhenyu rejected it. Wang Zhenyu's plan was to start a shipping company first. However, Liu Hongsheng had already begun to pay attention to the talents in this area for Ye Zuwen. Although these three people in front of him were well-known in the financial industry of the Republic of China, they were not a role in the late Qing Dynasty and early Republic of China. After resigning from Cheng Dequan, Chen Guangfu was always an unemployed vagrant, squatting at home to eat his original position. Fortunately, his family is still quite powerful.

He was very generous, and he was not full of money for a while. Zhang Gongquan and Song Hanzhang were small employees of the Bank of the Qing Empire. Because of the change of regime, those who admired them in history had not yet taken office. All three met Liu Hongsheng. After receiving Ye Zuwen's letter on the introduction of the development of Xiangxi, Liu Hongsheng boasted about the value of the development of Xiangxi. He also promised his third brother that the three had shares to take. This promise eventually made the three young bankers with ambitions choose to give up the fiercely competitive Shanghai and make up their minds to make their way to Xiangxi.

However, Wang Zhenyu had to know that these things need to be waited for later, because his father-in-law Ye Zuwen was already explaining to Wang Zhenyu why three foreigners appeared here.

History has reached August 1912, and the troops under the name of the left-behind government in Nanjing were basically discharged, but Yuan Shikai's aftermath loan was not smoothly due to the foreigner's big talk and the conditions were constantly increasing. Many people in later generations couldn't understand it. Yuan Shikai didn't know how to borrow it in another person, so why did he have to borrow these five companies?

If it is not Yuan Shikai who takes the rebate, it is necessary to borrow money from the Five Kingdoms Bank Group (the United States has withdrawn). It is really shameless and shameless. The root of their shamelessness and shamelessness comes from the support of their embassy in China. What is this support? Haha, if you, Yuan Shikai, don’t ask for loans to the Five Kingdoms Bank Group, then I will not admit that your government is the legal government of China. It’s ridiculous. History is so true. In the eyes of later generations, if you don’t admit it, you won’t admit it. Who would like to admit it? At that time, it was really rare for Chinese people to admit it, at least Yuan Shikai had to. Because these damn foreigners did not recognize the legitimacy of your government for a day, then at that time, the two items that occupied the majority of the central government (note that it is not China) were not the main ones, and you would not get a penny of salt tax and customs tax.

Why? This was the consequence of the Queen Mother Cialis’s very brave declaration of war on the eight great powers. After Xin Chou’s defeat, the leader, who claimed to be China’s most amazing, shouted the slogan of measuring China’s material resources and winning the favor of all countries.

As a result, the first paragraph of the "Xin Chou Treaty" reads in black and white: The Qing government compensated 450 million taels of silver for all countries (11 countries in total) and paid off in 39 years. The annual interest was 4 cents, with a total principal and interest of 982,238,150 taels (982,238,150 taels), and was guaranteed by customs duties, regular tariffs and salt taxes.

The actual operation of this guarantee is that although these taxes are still yours, they will be collected by foreigners on your behalf.

Finally, on the financial settlement day, you pay back the money from the foreigner, and the foreigner will give you money...

Now, the Qing Dynasty is gone. The 70 to 80 million taxes this year have been in the hands of the foreigner, and the foreigner has also publicly said that I am not bad at the debt. The question is, who is the right to pay this money with me?

This qualification also requires money to buy. In name, Yuan Shikai borrowed money. What about it? It was foreigners who forced Yuan Shikai to borrow money. This is the real history, absolutely shameless and vulgar.

Today, there is a very funny relationship in this aftermath loan.

First, Yuan Shikai couldn't get the tax, so he didn't have money.

Second, foreigners asked Yuan Shikai to accept unequal conditions to borrow money from him.

Third, Yuan Shikai was unwilling to borrow this loan to him. After all, he was not a worker and peasant cadre who graduated from elementary school, so he still had basic common sense.

Fourth, if the foreigners say that if you don’t lend it, I won’t give you taxes.

Fifth, Yuan Shikai couldn't get the taxes, but he still had no money.

In history, the final negotiation of the aftermath loan was in 1913. In any era, the final negotiation was very harsh: the total amount of the loan was 25 million pounds (250 million silver dollars), an annual interest of 5%, and a term of 47 years; the bonds were sold at a 10% discount, and the 84-four real income was deducted, and the net income was 21 million pounds. The designated purpose of the loan was deducted, and the repayment of the matured Boxer indemnities and various foreign debts, and the dismissal of the military forces of various provinces was dismissed, and the remaining 7.6 million pounds were left, while the principal and interest returned at maturity reached 67.89 million pounds. The loan was guaranteed by the Chinese salt tax, customs duty and central government taxes designated by the four provinces of Zhili, Shandong, Henan and Jiangsu.

At the same time, there are also a bunch of special clauses: In the future, no debts may be borrowed from other countries without the permission of the bank group; foreigners shall participate in the collection of salt taxes and set up Hua and foreign auditors in the audit office. All payment forms for loans must be reviewed by Hua and the foreign auditors shall be allowed to withdraw money after signing; the Chinese government established a Salt Services Office in Beijing, with one member of the China General Office and one member of the Foreigners Association; each salt-producing area has an audit branch with a Chinese manager and one member of the foreigners Associate, and jointly bears the responsibility for collecting and storing salt income: the appointment and removal of personnel shall be determined by the Hua and Yang General Office; after the salt area pays tax, it must be signed by the Hua and Yang Manager before it can be released; the salt payments are deposited in designated banks, and the certificates signed by the Commission shall not be withdrawn without the General Office.

Such conditions have exceeded the normal scope of commercial loans and are completely a new unequal defeated treaty.

In fact, Yuan Shikai is not a fool, and he doesn't want to be a traitor. Seeing these terms, he was confused, so he chose to secretly borrow money from other companies, including Huabi Bank.

It is said that Xiong Xiling, then chief financial officer, came up with a solution to the problem. Why did you, Lao Yuan, take the tax? Isn’t it because you don’t have money? If you have money, are you still in a hurry to ask for the tax? If you are not in a hurry to ask for the tax, do you still care whether the great powers admit it?

Yes, so Old Yuan immediately asked Xiong Xiling to go to Huabi Bank to discuss loans.
Chapter completed!