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Chapter 621: Silver Note

"Your Majesty, the money and government have been incomplete since ancient times. Not only is it the Ming Empire, but also the Qi, Chu, Qin and other countries. The illegal people are constantly prohibited and killed, just like mushrooms after a rain, and they continue to follow one after another. After all, it is still huge profits that make them rush to it!" Su Kairong murmured.

Qin Feng shook his head, "I'm not talking about this."

"Didn't you say that Qian Gui Yin Gu?" Su Kairong was a little confused.

"As you said, the matter of expensive money and cheap silver is not only unique to my Ming Empire, but also to be solved from the root, nor is it a matter overnight. What I want to say today is that there are a large number of popular copper coins in our country." Qin Feng stared at Su Kairong.

"Your Majesty, this is a historical reason. The Qi State Tongbao has always been circulating coins in the past, and it is circulating with the Yue State Tongbao. The Ministry of Revenue is now preparing to mint my Ming Tongbao." Su Kairong said.

"These copper coins of Qi State are very popular in our Ming Dynasty. Su Kairong, have you ever thought about what is behind these copper coins?" Qin Feng snorted coldly: "You are the old Ministry of Revenue. Don't you understand this principle? This will cause the precious metals such as gold and silver in our country to flow to Qi State. On the surface, it seems not conspicuous. Moreover, the copper coins of Qi State have effectively alleviated the problem of insufficient copper coins in our Ming Dynasty. But in the long run, this is another kind of plunder, the plunder of the Jin Dynasty. If we continue for a long time, we are afraid that our Ming Dynasty will have insufficient gold and silver, and it will be all their Qi State's copper coins."

Huo Guang on the side was stunned, "Your Majesty, isn't that serious?"

Qin Feng sneered: "Shangshu Huo, you have some large silver notes in your hands, but you tell me, should ordinary people have more silver or more copper coins? On the market, is there more silver or more copper coins?"

"Of course there are more copper coins!" Huo Guang said.

"Yes, an ordinary person doesn't say much, he only says that he has ten hangs of copper coins. Then, how many copper coins will I have in the Ming Empire? How many of these copper coins are from the Ming Empire, and how many of them are from Qi State?" Qin Feng looked at Su Kairong, "I think Su Shangshu can calculate this account even more."

Su Kairong's head was covered with cold sweat and whizzing out. He gritted his teeth and said, "Your Majesty, the Ministry of Revenue will speed up the casting of the Ming Tongbao to replace these Qi copper coins. When the Ming Tongbao is cast, the imperial court can announce that the use of Qi copper coins across the country will be abolished."

"Wouldn't that be a mess!" Huo Guang said in surprise.

"It can be exchanged." Su Kairong said, "One to one exchange will not cause panic among the people."

"This matter is not necessary for the time being." Qin Feng shook his head: "This cannot solve the problem from the root. After this batch is exchanged, the next batch will pass. Moreover, if the copper coins are cast, if the quality is poor, the people will not like to use it. If the quality is good, it will be cheaper for those illegal people. In the end, the court is still thankless."

"Your Majesty, then, what should the Ministry of Revenue do?" Su Kairong was a little confused. This was not possible, that was not possible. What should I do?

"Why do you have to use copper coins?" Qin Feng suddenly said something, which made the two people in front of him feel a little puzzled. What else can you use without using copper coins?

"How inconvenient is copper coins! A hang of money is 1,000 pieces, and it always weighs half a pound. If it is ten hang of money, it is five pounds. If ordinary people go out, they need to hang a bag to put heavy copper coins on their bodies." Qin Feng said to himself again.

"Your Majesty, if the amount is large, you will naturally use gold, silver or silver notes." Su Kairong said quickly.

"Silver notes!" Qin Feng nodded and stretched out his hand, "Shangshu Su, come some silver notes."

Although he didn't know what Qin Feng was going to do, Su Kairong still stood up, took out a stack of silver notes from a drawer behind him, and handed them to Qin Feng.

Spread the silver notes and place them one by one on the big case. The smallest one is one with a denomination of one hundred taels, and the largest one is one with a denomination of one hundred thousand taels.

"Shangshu Su, you are really rich and can easily take out tens of thousands of taels of silver." Looking at the silver notes on the big case, Huo Guang joked.

Su Kairong looked at Qin Feng nervously. Seeing that His Majesty the Emperor had no reaction, he laughed dryly, but ignored Huo Guang.

"Today I went to a bowl of noodles with Mr. Huo and I went to a bowl of noodles and ate a few bowls of noodles." Qin Feng said: "If there is no copper coins on him, Mr. Huo took out a silver note of 100 taels. The smallest one here is 100 taels, and is the minimum denomination of the silver note of 100 taels?"

"Yes, Your Majesty." Su Kairong said.

"Why are they all of these large denominations?" Qin Feng asked strangely. "Why don't the money bank that issues these silver notes issue small denominations?"

"Your Majesty." Su Kairong picked up a silver note and said, "The silver note in every bank is different. In order to prevent anyone from forging, these silver note can be said to be full of mystery when printing them. Your Majesty, please see, this is the silver note in the largest Changlong money house in our Ming Dynasty. In addition to the watermark of the word Changlong, there are also some code words. For example, beware of fake bills, don't forget to look at the twelve words in the book chapter, which represents the twelve months of a year. It is a joke that the world is in vain, and the way of heaven is the fairest.

If you are ignorant of your heart and seek self-interest, you will conspire to harm others. Good and evil will be rewarded. In the end, these thirty will be clearly distinguished, representing the thirty days of each month, etc., and the words in them have some hidden secrets that outsiders cannot tell, so it is impossible for outsiders to imitate the silver notes, but these silver notes are made, mainly for large amounts of silver and money exchanges. If you issue a small amount, it is a loss-making transaction for the money dealer. And it is not necessary."

Holding a silver note, Qin Feng looked around for a while, but finally couldn't see any reason. He had to say that there was article everywhere in life.

Holding a silver note, Qin Feng said thoughtfully: "It's just such a light print, but it represents the value of tens of thousands of cash and silver. Su Kairong, this ten thousand taels of silver should be in the banknote of Changlong Money House now?"

Su Kairong couldn't keep up with Qin Feng's ideas, thinking to himself, could it be that our Majesty is now anxious about money and will not make any decisions on Changlong Money House?

"It should be like this."

"Then you say, the treasury of a money house of a size like Changlong is even richer than our treasury?" Qin Feng said with a smile.

"Your Majesty is joking. Changlong Money House is just one of countless Money Houses, but its size is the largest in the Ming Dynasty. However, compared with Qi and Chu, those money houses in Chu are not worth mentioning. Moreover, they will not pile all their money in the money warehouse and will definitely release them to earn interest." Su Kairong said. "In the past, our Ministry of Revenue often asked them to change positions, and the interest rate was calculated based on the day."

Qin Feng nodded: "You, the Minister of Revenue, must have made a lot of money here."

Su Kairong was stunned, and then he knelt on the ground with a loud bang, "Your Majesty, since the founding of the Ming Dynasty and becoming the Minister of the Ming Empire, I will never withdraw a penny in vain."

"Get up, just kidding. I don't bother to pay attention to the past. It's a bad debt. I only look at your present." Qin Feng smiled and pulled Su Kairong up. Looking at the cold sweaty Shangshu, Qin Feng continued: "When I went to exchange change today, the master of the money house charged me two taels of silver for 100 taels of silver. Is this also the industry practice?"

"Yes, yes!" Su Kairong was still in shock and nodded repeatedly: "Some merchants will deposit these gold and silver into the money house because of the difficulty of carrying it. They have to pay the storage fee for the money house. The money house issues silver notes for them, and then they take these silver notes and go to the same money house where they are located to withdraw the silver."

"Make money from both ends!" Qin Feng said: "It's really hard to be a money shop without getting rich."

"Your Majesty, it may not be possible. There are also people who are in a mess, and their families are destroyed. Generally speaking, people who run money shops have relatively strong backgrounds and energy." Su Kairong said.

"Well, I know this. For example, this Changlong Money House contains 20% of your shares. The eighteen owners are all well-known figures in Yuejing. I am afraid that no one will dare to repay the money released by such a money house." Qin Feng used his hand to look at the silver notes in his hand, and said intentionally or unintentionally.

Su Kairong felt that he was about to collapse. Is this man here to deal with him today? He had a cold sweat and said after a while: "Your Majesty, I will withdraw from Changlong immediately when I turn around."

Qin Feng glanced at him, "Why should I withdraw? I, the Ming Empire, did not prohibit officials from investing in some of them? As long as you do not harm public and private, there is nothing to ask. For example, in the prefecture, the kind of thing that used the lending of positions to turn the imperial court into private assets, as long as there was a case, no matter how much, Su Kairong, then your official position will be over. Not only will the official position be over, but your life will be over."

"Absolutely I dare not!" Su Kairong said in a trembling voice.

"Your eldest son is Su Can, right?" Qin Feng put down the silver notes. "Although his name did not appear in Changlong Money House, in fact, he is the actual operator and operator of Changlong Money House, right?"

"Yes, your Majesty is wise."

"Overall, the children of officials will have a career along the way. How do you let your son do business?" Qin Feng was a little surprised.

"Your Majesty, Can'er is interested in this. Since I was a child, I have been fighting and forced to force me, but the country is easy to change and my nature is difficult to change, so in the end he can only go." Su Kairong said helplessly. "Because of the minister's relationship, it is not easy for him to openly take charge of Changlong, but he is very talented in this, so he is hidden behind the scenes."
Chapter completed!
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