, because by that time, the money in the "cabinets" in other local banks will not belong to Fei Qian. Even if it is seized, Fei Qian will not suffer any loss...

"Third, "Acceptance."" Fei Qian said slowly, "Nowadays, private money in various places is complicated and huge, and copper coins vary in weight and fineness. If they are not used at all, it will be a waste... Therefore, it should be accepted and redeemed to benefit the people."

...』

Of course, acceptance does not mean that the original five baht money will be used as five baht, but the exchange will be measured based on the actual weight and fineness. Under such circumstances, Fei Qian will not lose money, and it is like Fei Qian.

It's the same thing as what I said, it can make the copper coins that were originally wasted in the hands of the people have the value of being recycled again, instead of being wasted in vain.

This is of course what it means on the surface.

And profoundly...

"What do you think?" Fei Qian asked.

Pang Tong had already known about this matter, so he had no objection.

Generally speaking, Jia Xu rarely said anything good or bad directly, so he shook his head slightly to show that he had no problem here.

Zhuge Liang said: "This strategy is very good. There is only one concern. It is a good strategy at the beginning, but it gradually turns bad. How to prevent it? Living among gold and silver for a long time, it is inevitable to be tempted by it. If you have more greed for money..."

Fei Qian said seriously: "People's hearts are fickle, and this is unavoidable. Therefore, we should restrain ourselves, punish evil and promote good, so that we can survive for a long time! We also need strict punishments and strict laws. Wherever evil is done, the law should follow and respond to the situation."

Change! Especially the handover between the front and back, if there are any mistakes later, both the front and back will be guilty and severely punished!"

Any excuse to shirk your ex is completely ridiculous. If something happens, you just blame it on your ex. It seems that you are innocent and deceived. Then your ex has another ex, and then nothing happens. It’s like

What is the process? There is always an endless process. It is just a poor excuse to deceive the people. If there is a problem with the predecessor, the descendants cannot find out, the warehouse is unknown, and the inventory is unknown.

What seal should I take and where should I sit?

After Fei Qian finished speaking, everyone nodded slightly.

Things involving money are always like this, especially since Fei Qian is planning to expand the bank again in the future, and then find an opportunity to merge tax items into the bank, so it is even more necessary for the people in the bank to be cautious

, strictly investigate corruption...

Xun You looked around, and then said: "Now in Chang'an, there are few young people borrowing money, and the money consumed is not a big concern. But if...if it is as my lord said, and winter is coming, there must be many people borrowing money, and

Where does this money... come from?"

For the common people of the Han Dynasty, borrowing money was a symbol of the decline of family fortune.

Because in the past, borrowing money was almost like drinking poison to quench thirst. Very few people were able to get compound interest, and then those who borrowed usury money made a fortune, and the people who really got into trouble had their families ruined, so if they didn't borrow usury money, they would die.

At this point, they would not take this step.

This is the most stubborn and honest group in China. This group is simple and cunning. They never have much interest in invisible benefits. They only care about visible and tangible benefits. All overdrafts will come tomorrow.

In their eyes, without exception, those who support current life are prodigals!

Therefore, not many farmers in Chang'an would borrow usury before. Even though Fei Qian set a maximum interest rate of 5% in disaster years, not many people dared to borrow money. But it was different next time. More and more people dared to borrow money.

The cold weather will catch many farmers off guard...

In order to survive, they must borrow money, and the number of farmers will be several times or even ten times that of the original...

Fei Qian smiled slightly and said: "It doesn't matter, there must be a big family who covets farmers' land and pretends not to know the previous "Loan Order Law"..."

The previous law clearly stated that in the year of disaster, the interest rate could not exceed 5%, and then used it to show the kindness to the people and the morality of the noble family, and then Fei Qian was almost useless, so for the large noble family, it must be

There will be a group of people who will be clever and think that Fei Qian is joking, or that those laws are for others to abide by and it has nothing to do with them. Even if they don't follow them, no one will see it.

Otherwise, Zhang San also did it, and Li Si also did it, so it doesn't matter if he follows suit.

Those who do not know how to focus on the future and do not know how to prepare for a rainy day will suffer big or small losses.

As soon as Fei Qian said this, Pang Tong and Jia Xu looked at each other and smiled, while Zhuge Liang looked thoughtful, as if he had remembered something, and smiled slightly.

And Xun You seemed to have remembered something, and his face couldn't help but change...
Chapter completed!