Chapter 189 Li Yao, who sells insurance
As a college student in the new century, I dare not say that my heart is as high as the sky, but it is natural to be a little arrogant. But when he repeatedly encountered obstacles in the talent market, Li Yao's heart cooled down a lot.
Desperately, I ran back to Cangshou's hometown and stayed there for a few months. I couldn't bear the loneliness and applied for an intern job at Sunshine Insurance.
He thought that the new opening of Sunshine Insurance would bring a new atmosphere, but the clutter of personnel still made his boiling heart freeze again. His usual enthusiasm and hard work, but his reluctance prompted him to give it a try. Until Duan Xiuyan informed him that he would be assigned to work in Hengda.
When Cheng Qirui stationed himself, he knew the opportunity had come.
Before coming here, many colleagues made alarmist statements, saying that he would be treated unfairly here and would be bullied by Hengcheng employees. He also thought that he was a sunny person after all, and there would definitely be a lot of inconveniences when he came to Hengcheng.
I will guard against him in case he learns about Hengcheng's confidential affairs.
Uneasy, uneasy, expecting, and secretly encouraging himself, Li Yao was in this state before he actually came to Hengcheng.
He actively prepared office supplies, entered Hengcheng safely, and started his daily work. Many of the things were taught to him by senior employees during his internship. He is also easy to learn and will learn more and ask for advice when he has nothing to do. Therefore, except for the initial discomfort, he
After that, I quickly integrated into the office atmosphere here.
He didn't know what Hengcheng's corporate culture was, but what he saw was a group of enthusiastic and hard-working people.
Sales consultants are always running between the first and second floors. Every time they meet a customer, they will be in high spirits.
The back-office staff carefully maintained the cleanliness and order of the entire company. Every time Tian Xiaobing went out to get hot water, she would smile and chat with him.
Sales manager Zhao Gen doesn't talk much, but I think that person is very powerful. He seems to be tireless and has dealt with many things that he thinks are very troublesome.
Customers who are irritated by sales consultants will often happily sign a car purchase contract in a few words after Zhao Gen comes into his hands.
As for the addition of Li Yao, an outsider, everyone's reaction was surprisingly unanimous. There was no rejection. On the contrary, they would help him in many ways. At the beginning, he would bring meals cooked by his mother and carry a thermos bucket to work.
.
A day later, Zhao Gen saw him passing by, and asked Liao Fan to carry him upstairs for a warm hot pot meal.
The temperature in his heart at that time was inversely proportional to the cold winter, not to mention the warmth.
Lu Heng, the boss, was the person he met and spoke to the least often, and there was only one formal conversation. He remembered that conversation very clearly.
Thinking back to it seriously, at that time, he was bored and playing the minesweeper game that came with the computer program. Lu Heng saw it and laughed it off. Then he started asking about his work situation and whether he was still used to Hengcheng, and asked himself to have good relationships with others.
If you don't understand anything, just go to Manager Zhao. When I finally left, I specifically asked myself to go to Sister Xiao Bing to get the electric stove, for fear that I would freeze.
Thinking about it this way, the boss Lu Heng is also very nice!
As for the scenes of embarrassment predicted by those co-workers with sour grapes in their hearts, it never happened once. Everyone went to work in harmony, and no one had the time to trouble him.
Li Yao held the glass in his hand. The astonishing heat from the hot water inside made him hold it for a while and then let go. There was an electric stove under his table that emitted a warm temperature, so that he did not feel cold at all.
Just at this time, Lu Heng went upstairs, followed by Qi Baixiong and three middle-aged men in ordinary clothes.
"Hello, Mr. Lu!" Li Yao stood up and said hello. His expression was respectful.
Lu Heng nodded, and then said to the three middle-aged men: "Brother Wang, this is our colleague Li Yao who handles insurance. When you pay the money later, Xiao Qi will buy insurance for you here. As for what types of insurance are available?
, Li Yao will give you a detailed introduction. After buying insurance, Xiao Qi can help you get a temporary license plate, and you can drive your new car home at noon today."
The man whom Lu Heng called Brother Wang rubbed his palms and asked embarrassedly but persistently: "Mr. Lu, can't you really give us the certificate on the spot? I know that I don't have the original certificate, and I can't even get the license plate."
If you can’t get there, then that thing is really important.”
Lu Heng looked as usual, smiled and handed out a circle of cigarettes to the three of them, and said: "Brother Wang, don't worry! I will definitely give you the certificate, and it will not affect your license. If something happens, you will come
Come to me, my company won’t cheat you, in fact, it’s only a few days late. Just think about it, I’ve issued an invoice, bought insurance, and got your license plate, the traffic police won’t check you on the road, and you’ve got enough time to get your license plate.
It’s sufficient, it doesn’t matter if the certificate is a few days late.”
Seeing that Brother Wang was still a little hesitant and didn't want to pay easily even if he went to the second floor, Lu Heng laughed and said: "Brother Wang, what else are you thinking about? If you are a man, just do it. This way, if you still have time to trouble
, I’ll give you a promise. After I get the certificate, I’ll personally send someone to deliver it to you, so it’ll be all right!”
This sentence finally made Brother Wang let go of the last line of defense in his heart, nodded, and then followed Qi Baixiong into the finance room to pay the money and fill out the contract.
After a while, Qi Baixiong came to Lu Heng with a contract. Lu Heng read it carefully and quickly, and after confirming that there was no problem, he wrote his name on it.
Li Yao watched Lu Heng's performance from the side and felt a little envious. When would he be able to talk and laugh with customers like Mr. Lu, neither humble nor overbearing?
name.
He knew that what Lu Heng said about sending someone to deliver the certificate to the customer in person was just a courier, but Lu Heng said it with extra confidence, as if Lu Heng would really send someone to deliver it in person.
However, the reverie only lasted for a while. Qi Baixiong and three clients came to him and started asking about various insurances. Naturally, he would strongly recommend all insurances.
The more insurance a customer buys, the more commission he will get. If he buys only compulsory traffic insurance, he will earn basically nothing, just a minimum guarantee.
In the same way, Qi Baixiong did the same, singing along with him to sell insurance.
"Mr. Wang, look, this is third-party liability insurance. I suggest you buy this as a supplement to compulsory traffic insurance."
"Third party liability insurance?" Brother Wang asked doubtfully. The two people behind him didn't know much about it, and they all stared at Li Yao.
It was not the first time for Li Yao to be surrounded by several people and watch. He did not panic and explained word for word: "Yes, this insurance is usually called three-liability insurance. His main meaning is if,
What I'm talking about is what if. If you hit a third person or thing with your car, the traffic police will determine that you are mainly responsible, which means you will have to pay money. Then our Sunshine Insurance Company will help you compensate most of the money.
"
As soon as he heard that he could help himself compensate for the loss, Brother Wang got excited and asked eagerly: "How much can the compensation be?"
Li Yao moved his fat body and explained: "The specific amount of compensation depends on your sharing of responsibilities when an accident occurs, and it is also related to the amount of third-party liability insurance you bought. I won't talk about the first one, that one is
Maybe, let me tell you about the amount of our three-liability insurance! The three-liability insurance can now be purchased for a minimum of 50,000 yuan, followed by one hundred thousand, one hundred and fifty thousand, two hundred thousand, three hundred thousand, and five.
One hundred thousand, one million. Most people buy between 200,000 and one million, because many people cannot afford this amount of compensation, so choosing an insurance company is the most cost-effective."
At this point, Brother Wang was obviously moved. He could compensate 500,000 or 1 million!
"Then how much does it cost for me to buy a three-liability insurance with an amount of 500,000? How about one million?"
Li Yao didn't look at the information and just blurted out, "For half a million, our current fee is 1,750. For one million, it's higher, but it's only a matter of a few hundred yuan."
At this point, the companion behind Brother Wang tried to dissuade him: "Brother Wang, why did you buy such expensive three-liability insurance? One hundred thousand yuan is enough. If you really hit something, you need to pay one million yuan."
You probably won’t be able to afford the things if you divide them up. Just buy something cheap and have some peace of mind.”
At this point, Brother Wang hesitated a little. It was not convenient for Li Yao to speak at this time, so Qi Baixiong spoke.
"Brother Wang, Xiao Qi thinks what the elder brothers said is reasonable. What we bought is a small car for living at home, not a luxury car. Why buy such expensive three-liability insurance! But if you are not afraid of ten thousand, just be afraid of what happens, one hundred
We don’t want the limit of 10,000 yuan, just buy one with 500,000 yuan. I am a car seller, and some of the customers who buy cars from me buy QQ like you, and most of them choose the 500,000 yuan quota.
I think you can also buy three-liability insurance like this! One thousand, seven hundred and fifty is not expensive."
Brother Wang smoked the cigarette Lu Heng gave him, thought about it for a moment, and still felt a little hesitant.
Qi Baixiong also noticed that his client was inherently indecisive and easily influenced by others. This was evident from the hesitations he made several times when paying for money. If the boss, Lu Heng, had not promised the certificate in person, he would probably not have it yet.
Give money.
Yes! Now I am hesitating again about buying insurance for more than 1,000 yuan.
Qi Baixiong winked at Li Yao and signaled him to speak.
Li Yao clearly received this signal, cleared his throat and said: "Mr. Wang, let me say something unpleasant. There are so many cars on the road now, including hundreds of thousands or millions of cars. If you
If you accidentally scratch the paint, you will probably have to pay tens of thousands. If you get more annoyed and hit someone or something, hundreds of thousands are not enough to compensate. Qi Baixiong said very well, don't be afraid of ten thousand, just
If you are afraid of something unexpected, it is not expensive to buy one worth 500,000 yuan, and you will have peace of mind so that you can drive without panic. Moreover, our Sunshine Insurance is a large and regular insurance company, with strength and guarantee. We can get out of danger quickly and pay compensation quickly. If you
There is no insurance in the first year, and when you renew the policy in the second year, you can get a discount on the price.”
After listening to Li Yao's words, Brother Wang looked at the eyes of the two buddies behind him, gritted his teeth and said: "Okay, then give me a three-liability insurance of 500,000 yuan! In addition, are you telling me about other things?
No matter what type of insurance, it’s pointless to buy just one. If you want to buy it, buy a complete set, which will make you feel more at ease.”
Chapter completed!