Chapter 803 Mao Survival's Excitement
"Mr. Ma, this time the market is different from the past. If the domestic economy wants to recover, it must increase policy output. In this case, the stock market, as a barometer of the economy, will definitely have a big wave of market conditions."
"Our financial industry also held a high-end summit some time ago, with some big names who have been engaged in the securities industry for decades. Most people believe that this time the stock market will exceed its historical high."
Looking at Wang Xiaohua, who was still arguing, and Chang Cheng, who was about to interrupt, Ma Yibo raised his right hand to signal them not to continue to refute;
Everyone, please go and try it soon.]
“As for leverage, don’t add more, just keep your current capital situation”;
"By the way, when the market price breaks through 5,000 points, all stocks will be cleared. When it breaks through 5,100 points, the liquidation must be completed";
"This is liquidation, including my personal account and private equity account";
“It’s not about reducing positions, let alone increasing positions”;
"Moreover, as a financial project leader, you should always put risk first. You can make less money, but if you suffer a large loss due to radicalization, it will not be as simple as making less money."
"In the past, I wanted high leverage, but you tried to persuade me in various ways";
“The awareness of risk control was so strong back then, why is it gone now?”
"Also, don't always feel that this time is very different from the previous ones. Historical experience tells us that if you always feel that there is a big difference every time, it is actually an illusion. There is actually no difference between tomorrow and today."
There is another sentence that Ma Yibo did not say, just like the house price;
In 2008, when the financial crisis occurred, the real estate market also plummeted. Many people believed that the real estate market had reached its peak, and prices were all record highs;
As a result, starting in 2009, the property market recovered from the plunge in 2008. By 2010, the property market reached a new high;
In 2014-2015, many people felt that the economy was very poor and the property market would definitely continue to undergo deep adjustments. In fact, in the past two years, the national property market, except for the capital, was very poor;
But as Pengcheng was the first to launch a rescue slogan on March 30, 2015, this magnificent increase began;
By 2017, national housing prices had basically doubled compared to 2015, and reached a record high;
Then, in 2021-2022, with the emergence of national macro policies, the property market experienced another period of depression. Many people felt that this time must be different from before;
In fact, not only this time, but also in the past thirty years of real estate marketization, every time housing prices fall, many people feel that the property market is failing, because every time it falls, the price is a record high;
In a few years, when housing prices continue to rise, many people will still feel this way.
The wheel of history keeps moving forward, but the trajectories are surprisingly similar.
"Mr. Ma, I think it makes sense that you don't continue to increase leverage. However, the liquidation starts at 5,000 points and is completed at 5,100 points. Isn't this too hasty?"
"According to the current mood, it may reach 5,000 points in a month or two, so it would be a bit early to clear positions directly";
"According to our statistical data, even at the end of the bull market, the market's trading volume will expand sharply, the number of buyers is far greater than the number of sellers, and the market will be optimistic."
Wang Xiaohua continued to argue, trying to convince his boss that there was no need to clear the warehouse so early.
"Yes, you said that the market will be optimistic, isn't it like this now?"
"According to my wishes, I will use this fund after a while and cannot delay other things";
"By the way, you can investigate what the leverage ratio is in the financial market today. Once this leverage ratio continues, there will definitely be systemic risks. This will not be allowed. Once the leverage ratio rises too fast, the country will
If they will intervene, the leverage has been reduced, and no new funds have entered the market, what can be done to maintain the current stock market?"
After finishing speaking, Wang Xiaohua and Chang Cheng were left stunned.
Some words cannot be said, but as the boss, Ma Yibo still has his own authority;
This may be the benefit of being a boss and a sole proprietorship. You can do whatever you want. It is best to convince you. If not, then give direct orders;
As long as it is proven correct afterwards.
…
Time flies by, and March 30, 2015 arrives in a flash;
This day is ordinary for people in other industries;
But for people in the real estate industry, it can be said to be a blessing in disguise.
On March 30, 2015, the central government released three major real estate policies.
Policy 1: For households that own one house and have outstanding home purchase loans to purchase a second house, the minimum down payment ratio will be adjusted to no less than 40%.
Policy 2: Use a housing provident fund loan to purchase your first ordinary home, with a minimum down payment of 20%;
Families that own a house and have paid off the loan can apply for the housing provident fund to purchase a house again, with a minimum down payment of 30%.
Policy 3: Individuals who sell ordinary housing purchased for more than 2 years (including two years) are exempt from business tax.
Pengcheng implemented policies two and three, but failed to implement policy one.
After seeing this 330 policy, Ma Yibo felt completely at peace;
The trajectory of history is still as expected.
How effective is the 330 New Deal?
In April 2015, the average price of new houses in Pengcheng was 26,000 yuan/square meter, and in March 2016 it reached nearly 54,000 yuan/square meter, an increase of 107.7%;
Second-hand houses increased from 34,000 yuan/square meter to 52,000 yuan/square meter, an increase of 52.9%;
Pengcheng, Magic City, and the capital rose first. After 330 in 2015, house prices doubled in about a year;
Starting from 2016, Yangcheng, Hangcheng, Chengdu, Wuhan, Ningbo, etc. began to make up for the increase, doubling in a year;
Beginning in 2017, the only three remaining cities that did not increase, Chang'an, Changsha, and Chongqing, began to make up for the increase. Chang'an was the largest, and the increase was even greater. In three or four years, the average price suddenly increased from 4,000 to 5,000 to 10,000.
Five or six.
"Mr. Ma, the country has just released a new policy on the 330 real estate market. As soon as the new policy comes out, the housing prices in Pengcheng will increase immediately";
“Many of our colleagues and many developers are even more enthusiastic about acquiring land in the future”;
After seeing the news, Mao Qiusheng immediately reported to Ma Yibo;
Developers are unanimously optimistic about the 330 policy. This situation is directly reflected in the land auction market, that is, the land price premium will increase significantly.
"Mr. Mao, if you have anything to say, just say it. I trust you very much regarding Aunt Qin Real Estate."
"Thank you Mr. Ma for trusting me, otherwise I would still be a house seller now";
"It's like this. The total amount of land we have acquired now is more than 5 billion. If we want to continue to acquire land, we must either continue to increase leverage, or you and Yuanfang Investment can inject capital";
“I personally don’t recommend increasing leverage, it would be best if you can inject capital”;
"This time, I feel that the property market is likely to experience a big boom. Therefore, we must continue to acquire land from now on. Only in this way can we enjoy this wave of dividends."
There is no surprise, because Ma Yibo has experienced this magnificent wave of real estate market giants;
It can be called the largest increase in a short period of time since the real estate marketization.
Looking at Mao Qiu Sheng, Ma Yibo was sighing, was he helping Mao Qiu Sheng, or was he harming him?
According to the original trajectory, the other party started from scratch and became worth billions in just two or three years. Although the building collapsed in the end, this did not affect the other party's highlight moments in the past two years.
"Mr. Mao, I understand what you said. The new property market policies will indeed greatly stimulate the property market";
“I personally don’t recommend continuing to increase leverage”;
"According to what you said, I will discuss with Yuanfang Investment to inject no less than 3 billion into Aunt Qin Real Estate this time. If Yuanfang Investment does not want to continue to inject capital, then I will personally invest in it";
"You can continue to acquire land according to the standard of 3 billion funds, and there is no need to go to Beijing, Shenzhen, etc. The competition is too great, and our funds are probably not enough."
"In the cities where we acquired land before, based on 5 times leverage, it is estimated that we can leverage 15 billion of land. How to operate it is up to you."
After receiving a satisfactory answer, Mao Qiusheng left with satisfaction;
Even Mao Qiusheng never thought that his young boss could be so rich?
3 billion funds, this is not a small amount.
At this time, Mao Qiusheng thought of a previous joke. His boss said that he had tens of billions of funds. Many people thought it was a lie. Otherwise, he would not have remained silent to the doubts from the outside world;
Now, Mao Qiusheng feels that this should be true, otherwise where would the 3 billion funds come from?
You know, the 20 billion funds raised by Aunt Qin Group this time cannot be used for Aunt Qin’s real estate.
Because Aunt Qin Real Estate is not within the scope of Aunt Qin Group’s financing at all, if the financing money is given to Aunt Qin Real Estate, it is equivalent to lending it to a third-party company.
Mao Qiusheng, who returned to Aunt Qin Real Estate, immediately held a meeting with the current senior executives of Aunt Qin Real Estate;
This kind of meeting is probably held by all developers across the country;
Everyone wants to get a profit in this turbulent real estate market.
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Chapter completed!