Chapter 768 Ma Yibo's Financial Dream(1/2)
The disturbances from the outside world did not delay Ma Yibo's thinking;
If an enterprise wants to develop sustainably, everyone must perform their duties;
The founder thinks about the direction of the company, and the general manager controls the coordinated development within the company;
Once the founder starts to think internally and the general manager thinks about the direction of the company, the company has already fallen into a vicious cycle of fighting for power and profit;
As a founder, you only need to grasp two aspects of the company, one is finance and the other is personnel;
If these two points are mastered by the founder, the company will not be able to make any trouble;
This is also the biggest reason why Ma Yibo appointed Wang Min as CFO;
Because Wang Min was recruited by Ma Yibo personally, and he was also the first intellectual to enter Aunt Qin;
Ma Yibo was a little worried about the CFO position, no matter who it was.
Therefore, even if Wang Min's ability is slightly inferior, it will not affect Ma Yibo's determination to let him rise to the top.
Aunt Qin Group is currently in a dormant state, unprecedentedly low-key and unprecedentedly ignored;
This is what Ma Yibo wants and what Yi Weili wants.
Although dormant, it does not mean that Aunt Qin is in a state of non-development;
At this time, Aunt Qin is still maintaining the previous development speed;
In other words, Aunt Qin's development has shifted its focus.
Yes, before it was mainly developing Aunt Qin’s takeout, but now, the focus has been shifted to Aunt Qin’s stores;
However, the opening of this kind of physical store requires a lot of time and preliminary preparations, plus it is scattered across various places, so it cannot be displayed at all.
During this period, even though Ma Yibo went to work very regularly every day, there was an idea in his mind that kept stimulating Ma Yibo.
In his previous life, Ma Yibo had done payments for several years and ran QR codes for Alipay. He was well aware of the huge profits in the acquiring field;
Now Aunt Qin has her own third-party payment license and is fully qualified to develop the acquiring business;
Now Aunt Qin’s stores all use Aunt Qin’s own acquiring business;
But in the outside world, there is no acquiring business of Aunt Qin at all.
At this time, WeChat QR code payment and Alipay QR code payment have already emerged. Not only can they be seen everywhere in first-tier cities, but they have their layout in key areas and business formats;
Now, Ma Yibo wants to lay out the acquisition field.
The benefits of the acquiring field are obvious, the most important thing is the accumulation of funds;
Let’s not talk about using these funds to do other things. Just by accumulating these funds and cooperating with the bank, you can earn a lot in terms of interest alone;
If the amount of acquiring orders is 1 billion every day, and the average precipitated funds are 500 million, and this kind of acquiring institution signs relevant storage cooperation with the bank, even if it is the lowest interest deposit, the interest per day will be an astronomical figure, let alone these funds.
You can also do bridge loans guaranteed by banks, etc.;
In short, engaging in the acquiring business is definitely a lot of benefits for Aunt Qin.
In the past, Ma Yibo also wanted to do it, but there were too many things to do, so he forgot about this business of acquiring orders;
Now that I have some free time, I have some thoughts on this aspect.
Aunt Qin's business that combines online and offline operations is also very flexible in acquiring orders. It can acquire orders with a QR code scanner, or it can collect orders with an aggregation code, which is mainly aimed at small businesses and hawkers.
Regarding promotion, Ma Yibo is not worried at all;
Whether it's the outside world or now, Aunt Qin's army of local pushers is absolutely outstanding;
Although there is no way to compare with Ahri's underground push iron army, after two years of running in, it has already shown its capabilities;
At the very least, Aunt Qin's reputation is there, so it is not difficult to promote it.
When to promote it and in which way to promote it, this is another question before us;
It is now the end of 2014 and about to enter 2015;
After entering the new year, Aunt Qin is about to start a new journey to promote QR codes, but she does not have the energy, time and manpower;
You must know that most of Aunt Qin's service providers will be persuaded to go to the north this time. The service providers who stay in the south are either small in scale and unable to go to the north, or they are newly established;
If you want to occupy the southern market with these leftovers, you might as well go to bed!
Now Alipay QR code scanning and WeChat QR code scanning have become its key projects. If Aunt Qin cannot occupy the market in a short period of time;
If the battle line lasts too long, it will be replaced by other aggregation codes;
If you do it, you can do it quickly and occupy the entire market in a short period of time;
Therefore, this level is difficult to master.
Aunt Qin's desire to occupy the northern market and Ma Yibo's current desire to develop the payment market have become a contradiction;
If the payment market is just a front-end market with stranded funds, then a series of other projects brought about by the payment market are what Ma Yibo values even more;
Capital flow, financial lending, insurance and wealth management, etc., this series of large projects all need to be diverted and realized through the front-end payment industry.
“Hey, we will try to unify the national takeout market first next year, and then we will find ways to promote Aunt Qin’s QR code payment”;
Ma Yibo lamented in his heart.
Although I know that the profit of scanning the QR code to pay is not small, compared with Aunt Qin's store and Aunt Qin's takeout, which are currently the most valued by Aunt Qin, it is still far behind;
If Aunt Qin’s takeout and Aunt Qin’s stores can capture the national market, with such a large merchant base, it will not be particularly difficult to promote Aunt Qin’s QR code payment;
However, if you miss this relative window period, it is very likely that the blue ocean market will turn into a red ocean market by then.
Speaking of finance, Ma Yibo thought that Aunt Qin also had a financial investment department;
Aunt Qin's financial investment department is actually just a decoration, a department that operates for Ma Yibo, even if there is still 300 million private equity funds;
But compared with Ma Yibo’s total amount of funds, private equity funds are simply pitiful.
"Xiao Ding, ask Manager Wang Xiaohua and Wang to come over";
"Forget it, I'll go there in person";
Before Ding Wenxin agreed, she heard what her boss said, which was really strange;
During this period, Ma Yibo did not travel much, and Ding Wenxin and Zhao Yan almost worked at the Secretariat from nine to five every day, spending the most peaceful period;
Especially Zhao Yan, I heard that it seems that she will be transferred to other departments. She has been studying during this period and is looking for another secretary;
Only after these matters are dealt with can Zhao Yan leave.
Regarding Zhao Yan's arrangement, Ma Yibo actually thought about whether he should stay with him as a secretary or be sent to other departments;
Taking the secretary path is unintentionally the easiest, especially since Zhao Yan has basically smoothed out Ma Yibo's arrangements, and her daily work is hardly a challenge;
If things go on like this, people will become inert and their thoughts will become corrupt;
Once there is no goal to move forward, you will think of other places;
Instead of doing this, it is better to leave for a period of time. If you want to come back when the time comes, you can still come back. If you don't come back, you can still have a platform to continue to rise.
"Hello, Mr. Ma";
Wang Xiaohua, who was busy, really smiled when he saw his boss whom he hadn't seen for a long time;
Yes, for Wang Xiaohua, these six months were simply a dream;
Privately raised funds have increased by more than 60%;
If this increase is exaggerated, then the increase in the capital account of my boss is even more incredible;
Last time Ma Yibo came over and told them to directly buy all the bottom positions and use a small amount of funds to do t;
It is true that as my boss said, if I do it myself, I will make more profit than if I just hold the position unchanged;
Wang Xiaohua wanted people to know that his results were so good.
Now that the boss is here in person, how can Wang Xiaohua be unhappy?
"Looking at your glorious face, do you have a boyfriend?"
There is nothing particularly important. Ma Yibo is generally very easy-going. At the very least, joking with his subordinates can bring the relationship closer between the two parties.
"No, I'm busy with the company's affairs every day, so I don't have time to do those messy things";
Wang Xiaohua didn't know why, but when he heard this question, he was so frightened that he quickly explained, worried that Ma Yibo would misunderstand;
After regaining consciousness, Wang Xiaohua sighed again in his heart.
She, Wang Xiaohua, is definitely a rising star in this circle now. Coupled with her good looks, there are indeed many people chasing her, and they are all high-quality men;
No one from the second generation of the nouveau riche can get into Wang Xiaohua’s eyes;
Basically, they are all intellectuals with real talents and knowledge. Of course, there are also some rich second generation with good family education;
However, none of them caught Wang Xiaohua's eyes.
"Haha, you must be older than me. My child is about to be born, and you have to hurry up. Don't get married in the same year. Then I have to prepare a lot of money, and I am worried that I will be short of money."
"Hahaha";
Even Wang Xiaohua was amused by Ma Yibo's words;
To be continued...