Gu Junqiang, a finance professor with a low reputation, but his theoretical knowledge is solid and his status in the financial industry is quite high;

If Gu Junqiang's name is mentioned, many people may not know, but if the other party's nickname on Weibo is basically the one who cares about finance, most of them know it;

That’s right, Gu Junqiang’s Weibo nickname is Financial Gudao, with more than 3 million fans;

You should know that Gu Junqiang's Weibo fans are basically those who are concerned about finance and those who like gossip are almost impossible to pay attention to this topic;

This is called precision powder.

If Aunt Qin’s more than 6 million fans are unorganized and undisciplined straitors, then Gu Junqiang’s fans can be said to be elite soldiers;

In terms of topic popularity, Aunt Qin has the advantage;

In terms of topic professionalism, Gu Junqiang is the king's teacher.

It was such a person who posted a video on his Weibo, a video about Aunt Qin.

Yes, this video is a reporter's interview with Gu Junqiang about Aunt Qin's current situation;

This Weibo, this video, is spreading on Weibo at an incredible speed;

Even Ma Yibo saw it.

Beautiful reporter: "Hello, Professor Gu, your financial achievements are the best in China, and you are also a financial development consultant for some large enterprises";

Gu Junqiang: "This is all everyone's love. I just use my professional knowledge to help those in need";

Gu Junqiang in the video is very modest, with gray hair, and he looks like a scholar;

He has no temper and a kind look that makes people respect.

Beautiful reporter: "Professor Gu, I don't know if you know about the news that Qin Aunt Qin Group is going to go bankrupt today";

Gu Junqiang: "Well, I have noticed it too, it has a great influence and a wide discussion";

Beautiful reporter: "Many people are very supportive of the response sent by Aunt Qin's official Weibo account. They think that Aunt Qin has responsibility and responsibility. They think that Aunt Qin's group is slandered, especially the most important response in Aunt Qin's official Weibo account. Before Aunt Qin protects each other, Aunt Qin has great potential for development. After Aunt Qin protects each other, Aunt Qin instantly becomes a company that is about to go bankrupt. What do you think about this?"

It is obvious that this reporter invited him to directly oppose the topic and directly make Aunt Qin compete with the insurance industry;

Seeing this, Ma Yibo also started to ponder;

This video is obviously not caused by Aunt Qin's opponents who protect each other, otherwise it would not be possible to ask this;

As for who it is, Ma Yibo is still unclear;

Aunt Qin rose too quickly, with many allies, and many people offended, especially countless people who were dismissed by Aunt Qin.

"When it comes to Aunt Qin Group, I am actually quite optimistic about it";

"Although Aunt Qin has been established for a short time, she has created miracles since its establishment";

"Its founder even started graduating from college and developed Aunt Qin to its current scale, which took less than two years";

"Although I have never met Mr. Ma, I think he is definitely very courageous";

"The rise of the Qin Auntie Group was insignificant and able to develop to its current level is inseparable from Mr. Ma's personal ability and pattern";

"But often, everything has two sides. People who are too successful in their careers will have a kind of confidence, or arrogance, and think that they can do everything";

"But in fact, they overestimated themselves in good times";

"When you are in a smooth mood, you do have this illusion";

"Once the market changes, the illusion that was in the past when the wind was going well will make them feel like they were in control, thus losing their original caution and caution, and finally entering a place of irreparable consequences";

"In addition, Aunt Qin was pushed to a high point of public opinion this time, which has a lot to do with Aunt Qin's mutual protection";

"Everyone can guess whose interests have affected Aunt Qin's mutual protection. Under the obstruction of such a giant, whether Aunt Qin can continue to develop and whether she has the heart to develop is still an unknown number"?

"I personally think that the news about the bankruptcy of the Qin Aunt Qin Group and the shortage of capital chains on the Internet is not groundless";

"Because I am a professor in financial analysis, I like to collect some information";

"And the financial situation of the Qin Aunt Qin Group is not as miserable as mentioned on the Internet, and at the same time, it is not as relaxed as mentioned on the Qin Aunt Qin's official Weibo";

"As far as I understand, the funding gap between Aunt Qin Group is not small";

"First, I released news before that Aunt Qin's boss made more than 1 billion yuan in stock trading, but no one knows it. It's hard to tell whether it is true or not. It's okay to say if there is, but if there is not, Aunt Qin's funds are likely to be unable to hold on now";

"You know, after the Qin Aunt Qin Food Factory was sold last year, Mr. Ma cashed out 1.1 billion yuan. After that, Mr. Ma injected a huge amount of 1 billion yuan into the Qin Aunt Qin Group, which has almost consumed all the funds for the sale of the Qin Aunt Qin Food Factory."

"Secondly, although Aunt Qin Real Estate was just beginning, it sold a land worth 450 million yuan last month. As far as I know, Aunt Qin paid a deposit of 50 million yuan, but using this land to borrow money was not accepted by the bank";

"I don't know if this land is not good, or if the banks think that Aunt Qin's funds have already had problems and are unwilling to borrow money. This means that Aunt Qin Real Estate alone has a funding gap of 400 million yuan."

"Third, according to the current daily turnover of 150 million yuan, Qin's takeaway subsidy of 100 million yuan per month is not enough";

"You must know that in the development of Aunt Qin's takeaway, the development of service providers has 40 to 50 million yuan in the monthly fee. I also think that there is at least 30 million yuan in the profit, plus the subsidies for newly developed users, it will be 30 to 40 million yuan in a month."

"In addition, Qin Auntie Group currently has a size of nearly 4,000 people. Based on the average salary of 5,000 yuan, it will have a salary of 20 million yuan per month";

"There are also expenses for soft power such as server upgrades, and this amount of funds is not small";

"Together, Aunt Qin's monthly expenditure will be at least 150 million or even more";

"As far as I know, nearly 200 million of the funds raised by Qin Yue's novels are used to upgrade the server system, etc."

"At the same time, according to Aunt Qin's description, Aunt Qin's mutual insurance will freeze the corresponding amount of funds for Aunt Qin's account. At present, 54 million yuan has been frozen. If it is purchased by up to 200 million people, it means that Aunt Qin will be frozen 200 million yuan";

"This series of expenditures has already spent 750 million yuan, which is not counting the fact that Aunt Qin's takeaway is likely to use stranded funds that the merchant did not withdraw cash";

"The use of this stranded funds is more conservative. If calculated based on 300 million to 400 million, this time Aunt Qin encountered a cash withdrawal run by merchants, and Aunt Qin also had to spend 300 million to 400 million to make up for this hole."

"In other words, the funds of Aunt Qin, including the founder of Aunt Qin, are likely to be gone. In another month, it is likely that all the 1.2 billion yuan raised by Qin Yue's novels will be consumed";

"To be honest, these projects of the Qin Aunt Qin Group are all very high-quality. Whether it is the Qin Aunt Qin store or the Qin Aunt Qin takeaway, they may become giants in the future."

"But the problem arises here. Aunt Qin lacks strength and lacks foundation, but she also wants to develop in parallel, which is too difficult";

"Aunt Qin's monetization ability is not bad. I have counted the profits of the Qin Ma's store before. In fact, it is not low and the sales volume is also very good. However, these profits are a bit worse than the loopholes caused by the rapid expansion of the Qin Ma's Group."

"If Aunt Qin's takeaway is now charged, those problems can basically be solved";

"However, Aunt Qin's takeaway is currently in a stage of rapid development, and there are hundreds of competitors engaged in takeaway, such as Meituan Takeaway and Erebar. Once Aunt Qin's takeaway starts charging, the reputation accumulated in the early stage will be eroded by competitors who continue to be free of charge."

"Therefore, if Aunt Qin wants to continue to develop, it must maintain the existing free policy, but Aunt Qin's funding gap is obviously a bit large";

"If the founder of Aunt Qin had not been transfusing blood to Aunt Qin, Aunt Qin's group might have been overwhelmed by its own big appetite";

"Therefore, if Qin Auntie Group wants to maintain its previous high-speed operation, it needs continuous capital demand";

"In addition to the money earned by Aunt Qin's founder, it may allow Aunt Qin's group to continue to operate, and it also needs to ensure that Aunt Qin's founder really made more than one billion yuan";

"As Aunt Qin's official Weibo account said, Aunt Qin's losses in the future will become bigger and bigger. What should I use to fill this vacancy?"

"In fact, you can also go to raise funds, but at this time, it is easy for investors to bargain sharply";

"Especially, Aunt Qin's takeaway has a storm. Some of the small shortcomings at this time will be magnified unlimitedly";

"At present, if the bank does not provide loans, it will be difficult for Qin Aunt Qin Group to overcome this level unless Qin Aunt Qin Group continues to raise funds";

"All the gains and letting go are in the thoughts of founder Qin."

Gu Junqiang's video analysis was like the autumn wind sweeping away fallen leaves, and it was circulated on Weibo;

In fact, not only on Weibo, but also on other news, Gu Junqiang's video analysis also appeared;

Gu Junqiang's video analysis is reasonable, well-founded, data and opinions;

There are affirmations of Aunt Qin and doubts about Aunt Qin's current situation;

Only by taking action by such a big shot can everyone panic about Aunt Qin;

Just like the morning saying that Aunt Qin is going bankrupt, but there is no reliable data to support it;

Nowadays, the analysis of this video is reasonable and reasonable, and no one will doubt it;

Even if some data are exaggerated here, so what?

True, true, false, false, true, this is the highest level.

Sure enough, when Ma Yibo saw this video, the solemn expression on his face could be seen by anyone;

There are many data in this video of Gu Junqiang, but the degree of exaggeration is not much;

Even when Ma Yibo saw such data analysis, he felt that Aunt Qin was about to finish playing, let alone others;

In the video, although it has always been emphasized that Aunt Qin has relatively abundant cash flow;

But this relative abundance is based on Ma Yibo's stock market making more than one billion yuan;

Without this foundation, Qin Auntie Group's current cash flow has been declared exhausted;

It is equivalent to the fact that Aunt Qin has always made money by herself.
Chapter completed!