"Have our own payment system been completed? Show it to me";

Ma Yibo immediately stood up from the chair, which shows his emphasis on this payment function;

Even if Zhao Changle and Yi Weili don’t understand that Ma Yibo attaches so much importance to this payment channel, you should know that when Ma Yibo holds a meeting, he will ask Zhao Changle about the construction of the payment system every now and then;

This level of emphasis can be seen;

However, Aunt Qin’s takeaway development speed was too fast, and Zhao Changle himself did not feel that there was much necessity for the payment system;

After all, now Aunt Qin’s store is either cash, card swipe, or member consumption;

Aunt Qin takesout is either paid by WeChat Alipay or bound to a bank card;

No matter which payment method is, it can fully meet Aunt Qin’s current needs.

Perhaps, Yi Weili could understand something, but he did not have the thorough understanding of payment by Ma Yibo, the reborn person;

In another two or three years, with the initiation of the payment war, the payment license price, which was once only tens of millions, was copied to nearly one billion, more than ten times;

Even so, I still rush to buy it;

Why?

It is to be able to use deposited funds legitimately and to use its own payment channels. The core data cannot be exposed to third parties, even if the third party is a bank.

In his previous life, Ma Yibo started his business in the payment industry, and he also knew very detailedly about this;

This is why Ma Yibo often reminds Zhao Changle to speed up Aunt Qin has her own trading system.

Of course, Ma Yibo also knew that although Aunt Qin tookout has many technicians, the development of Aunt Qin tookout has a greater demand for technicians;

If you can do a good job in the trading system, Zhao Changle felt that Ma Yibo often reminded me. In addition, Ma Yibo invested so much money for Aunt Qin's takeout, so he gritted his teeth and dug up several technical personnel who specialized in trading systems to come over, which was specifically responsible for the construction of the trading system;

Otherwise, according to Aunt Qin's takeaway development speed, no one can be drawn out to do it.

Zhao Changle opened his mobile phone and clicked on Aunt Qin’s app. My, there were two options for wallet and payment. Click to pay, and a QR code or barcode will appear;

Afterwards, Zhao Changle chose a takeaway shop on the Qin Aunt Qin app and ordered a takeaway. When it was time to pay, it popped up with WeChat Pay, Alipay Payment, Cloud Flash Payment, Bank Card Payment, and Qin Aunt Qin Payment;

That’s right, this Aunt Qin pays is what Zhao Changle reported today.

Ma Yibo looked at the plan that Zhao Changle brought. To be honest, there was a certain gap with what Ma Yibo imagined;

But all the functions should be available, especially Aunt Qin Payment, which can be said to have met Ma Yibo's needs;

As for other aspects, you can slowly improve it later.

"By the way, when paying, we Aunt Qin pays by default and ranked first";

"Also, if you pay in offline stores, do our hardware scanners and payment codes also correspond to each other?"

Ma Yibo is actually not very worried about online payment, it is just a promotional issue later;

However, when checking out and checking in offline Aunt Qin’s store, it is necessary to make it simpler, and it is best to have all scanners identified;

It can not only identify the barcode of vegetables, but also the payment code, which is definitely a good thing for collection.

"Mr. Ma, the software and hardware combination part has been processed and tested for a while, but has not been officially applied in actual scenarios";

Zhao Changle had no choice. He did indeed do the previous test, and the feedback was pretty good;

But after all, software testing and hardware debugging are only internal testing and have not been tested by the market; it is a mule or a horse, and only by pulling it out can you know it.

"How is it done in terms of funding security?"

Whether the payment system is good or bad depends not on the number of functions, but on the level of security of funds;

If the security of funds is not guaranteed, no matter how many other functions are, they will be just a flower in the mirror.

"Mr. Ma, in terms of financial security, it is not yet up to the level of those big companies, but in the entire industry, it is also OK";

"However, due to the lack of manpower and the establishment of a firewall with security security in our capital, it is not possible to be completed in a short period of time. Therefore, I personally think that we can use it in the early stage while improving security performance."

"If there are not enough people, then I will recruit or poach people. I can tolerate other aspects, and there must be some guarantees in terms of financial security";

"I'll give you two months. Before the end of August, all offline stores of Aunt Qin must be launched online."

"The security of funds must reach the middle and upper level of the payment industry";

"What I can do is provide you with what you want. As for how to achieve it, that's your problem";

"Mr. Yi, regarding the development and future operations of the payment side, I think a separate department is called the Finance Department, which is specifically responsible for the payment related matters of our Aunt Qin. Zhao Changle is now responsible for the responsibility of Zhao Changle";

"At the same time, you also use headhunting to dig someone who can be in charge of the finance department, with the purpose of developing our Aunt Qin payments";

"Changle, don't think that this has nothing to do with you. You must follow up on the preliminary work that Aunt Qin paid. If you have any questions, I will only look for you."

...

After saying that, Ma Yibo waved his hand and let the two leave;

In fact, it is a bit hasty for Aunt Qin now to launch her own payment system;

But Ma Yibo had to do some things in advance;

The most important thing is that Ma Yibo has already planned to acquire a payment license in his mind. He should be able to buy it for 100 million or 200 million while the price has just risen.

But if you don’t even have your own payment system, then you have to pay a license and you’re like a good deal;

The more you drag, the more expensive the payment license will be, and there will be more competition. It is better to spend a little more money now and quickly build your own payment system.

...

It seems that after thinking about this, Ma Yibo felt that he was short of money again.

How to make money?

There is no way, Ma Yibo can only use leverage to buy stocks again, otherwise, there will be no chance to make money in the short term.

"Miss Wang, please help me see how much money my account still has now";

He always did what he said, and he always had the style of Ma Yibo.

Wang Xiaohua was also very surprised when he received a call from Ma Yibo, because Ma Yibo rarely called her during trading hours;

It can even be said that Ma Yibo rarely contacted her on his own initiative.

Once in touch, there is definitely something important;

For example, if you sell a part of your shares, or you will give her 1 billion yuan to increase your position last time;

The first thing I said when I called this time was to ask how much money the account was, and I must have wanted to cash out and leave the scene.

Wang Xiaohua also knows that Ma Yibo's Aunt Qin tookaway has been spent on the market recently. In addition, Ma Yibo's stock account has made a profit in the past few months, so it is reasonable to leave;

You should know that it has only been twenty days since Ma Yibo sold 200 million yuan last time. The actual trading day is about 15 days. Ma Yibo's stock account has increased by more than 8%, and 920 million yuan of funds has also become 1 billion yuan;

Sometimes Wang Xiaohua also wonders whether Aunt Qin’s takeaway promotion money was earned by Ma Yibo from the stock market?

Because Ma Yibo's stock accounts are managed by Wang Xiaohua, he knows very well about the profits of the stock accounts;

Wang Xiaohua, currently in Anping Securities, is the main task to help Ma Yibo trade;

Of course, the trading worth hundreds of millions is definitely not done by one person, but by a team, and Wang Xiaohua is the person in charge of this team.

"Mr. Ma, I reported to you last time that there were 920 million yuan. Your stock has also grown a certain amount during this period. There are now 1 billion worth of stocks in your account."

"Will that happen, can you do financing too? I want to add some leverage?"

"Mr. Ma, our Anping Securities has financing projects. Are you planning to use one billion yuan as the subject matter for financing?"

Wang Xiaohua's voice was trembling. If it was really as she guessed, it would be a real result for her;

You should know that user financing is interest, and this interest is also part of the commission from the salesperson;

Ma Yibo's account funds are 1 billion yuan, and even if there is only one or two hundred million yuan in financing, her commission will not be less;

Before, at most I received red envelopes from Ma Yibo, but how could I get a salary directly?

"Well, I have this plan. How much quota can our securities company give?"

Now is not the time when the country cracked down on high leverage in 2015, and it is not the leverage ratio that can only be 70% at the highest. However, in practice, there is too much room for implementation. Otherwise, when Ma Yibo first started trading stocks, it would not be possible to have twice the leverage;

Of course, the maximum is no more than 70%.

"Mr. Ma, the state stipulates that the financing amount cannot exceed 70% of the total account amount, and your amount is also relatively large, and the stock market is now very differentiated at the two levels";

"Although I also want you to raise more funds so that my commission will be high, I still advise you not to use leverage. Even if you use it, the leverage ratio should not be too high, otherwise the risk will be very high";

After Wang Xiaohua finished speaking, he wanted to slap himself;

What are you saying? Why don’t you let Ma Yi raise more funds and make more money by taking advantage of the moment?

Now Wang Xiaohua’s idea of ​​being a rich wife is dispensable and has become much less relaxed, because Ma Yibo has already tactfully reminded him last time;

For such a man, Wang Xiaohua did not try hard to squeeze his surplus value, and persuaded him not to raise funds;

Thinking of this, Wang Xiaohua had the urge to smoke himself.

"I understand what you said. I don't have much leverage. It's 50%. Please help me apply for interest rates."

To be honest, Ma Yibo was also a little moved by Wang Xiaohua's words just now;

You know, Ma Yibo hinted last time that Wang Xiaohua already has a girlfriend and is preparing to get married;
To be continued...