"Lack of money"!

In Aunt Qin's shop, Ma Yibo did not help others with any physical work, but was thinking about how to make money;

There are currently about 340,000 in Aunt Qin’s account;

After opening a new store, there will be less than 100,000 left. It is simply unrealistic to engage in cross-border e-commerce;

Unless you really start from the novice stage of fbm, the results will be too slow;

Once you have achieved certain results and the profiteering stage has passed, it will become pure hard work;

Of course, from the perspective of other industries, this hard-earned fee is still in the stage of huge profits.

The most important thing at the moment is funds. Without funds, there is no way to proceed to the next step;

Who can be willing to just watch this piece of fat slip away?

Where does the money come from?

Headache!

sad!

sad!

Other people in Aunt Qin's shop saw their boss scratching their heads and didn't know what was going on;

You know, today is the first day of National Day, and the business in the store is extremely good;

Logically speaking, the boss should be very happy, but now he looks depressed and confused.

Xiang Qin, the cashier, was a little funny when she saw Ma Yibo's expression;

Xiang Qin is undoubtedly very grateful to Ma Yibo. It is no exaggeration to say that Ma Yibo is an angel in their family;

Not only did he help them deal with Liao Tian, ​​but he also found a house for their family to live in in Yike City;

After Xiang Qin came to work at Aunt Qin, what she saw was that Ma Yibo was mature and steady. I had never seen a scene where he was scratching his ears and grabbing his gills;

However, this scene made Xiang Qin feel that Ma Yibo was real;

Ever since I learned that Aunt Qin was going to open a second store, and Wang Lifen also revealed to Xiang Qin that she would probably be asked to work as a cashier;

During this period, Xiang Qin studied even harder;

When I encounter problems in the store, I always ask Xiang Qin or others for help;

After get off work, I went to an Internet cafe to learn form processing skills;

God will never let down a person who works hard!

Not to mention a hard-working and smart girl!

Ma Yibo saw all this, but he did not say it out loud;

If you want to enjoy the glory after success and the suffering before success, you have to grit your teeth and persevere.

"Yibo, what's going on? You've been standing here scratching your head and ears";

Liu Wei was also worried that something had happened to Ma Yibo, so he dropped what he was doing and hurriedly came over to ask;

Now Aunt Qin, Ma Yibo is the leader or the soul. No one can do it, but Ma Yibo is indispensable.

"Did I scratch my head and ears?"

"There's none"?

"Definitely not".

"Yes, you ask everyone";

Liu Wei looked at the other people in the store;

However, no one looked over and turned their heads to one side.

"Look, there is nothing";

Ma Yibo also laughed, maybe this is the fun of ordinary people.

"Stop talking nonsense, tell me what's going on"?

Liu Wei also saw that everyone else acted as if the matter had nothing to do with him, and was a little speechless;

In fact, how can other people get involved in this kind of thing?

Both of them are bosses, one is the big boss and the other is the small boss. It is not a good thing to offend anyone, especially since the two bosses are obviously just joking;

If any of them dares to go up, they are simply bringing trouble to themselves.

"I'm short of money, what else can I do?"

Ma Yibo sighed a little, saying that he had many money-making ideas or projects in his head, but he had no capital, which was very embarrassing.

"Isn't it more than 300,000 yuan? It's more than enough to open a second store. However, after two stores, the daily volume of goods will be doubled, which will also be a big expense."

Liu Wei thought Ma Yibo would talk about the second store again.

"I'm not saying that the funds are not enough. Yes, we now have two stores, and the volume of goods received has indeed increased, but we can definitely talk about the billing period. Instead of saying that it is settled once a month, it is required to be settled once a week. That's completely

no problem";

"Yes, let's do it this way. The balance of the two stores' funds for a week is at least 140,000, and we can do a lot of things if we stay here";

Now Ma Yibo can't wait to spend every penny. This extra 100,000 yuan is definitely a surprise.

"What is the billing period?"

At this time, the limitations of Liu Wei's academic level or his lack of previous exposure to business were exposed;

Of course, Ma Yibo's ability to think of this immediately is inseparable from his entrepreneurial experience in his previous life;

If you are just an ordinary office worker and are not involved in finance, it will be difficult to think about the accounting period;

In most people's minds, they still have the mentality of paying with one hand and delivering the goods with the other hand.

"When you have nothing to do, read more business books. As our Aunt Qin has more and more stores, you, the boss, must at least have relevant business knowledge and management capabilities. We can't always do these physical jobs.

of";

Just at this point, Ma Yibo said what he had been wanting to say recently but didn't know how to say it;

Although Liu Wei said he had rich social experience, that was just social experience;

Regarding business and management, I am indeed a novice among novices;

In the past, if you said it for no reason, people would think you were looking down on him for having no education, or that you would not take it seriously if you said it;

But it's different now. This time, the opportunity is just right.

"Well, I didn't care before, but as the second store is about to open, I have also thought about this aspect";

Liu Wei is not good at reading, but he does have a fierce spirit. As long as he knows where he needs to change, he will accept it humbly;

Unlike some people who don't learn, are arrogant and arrogant, such people can't keep it even if they make money.

"Yes, this is the style of a big boss";

"The accounting period, as the name suggests, refers to the period from the time the manufacturer or wholesaler supplies the goods to the retailer until the retailer makes payment";

"For us, the vegetables we get from Lao Zhang are settled together every once in a while";

"According to the supermarket's billing period, it is usually 60-90 days. Our volume is not large now, and it is impossible to have such a long billing period, but one or two weeks, or even one month is possible if we negotiate well. However,

My mental expectation is that it will be fine in a week”;

"In this way, we can bring us 140,000 account funds."

"Holding grass, it turns out you can still play like this, I've learned a lot";

Liu Wei's explanation to Ma Yibo seemed to open the door to a new world. It turned out that there were many ways to do business, especially things that were beneficial to him, which made him even more happy.

"Haha, what's the point of paying for it? If there is a two-week account period, we can open our third store";

What is said is unintentional, but the listener is intentional;

Ma Yibo also slapped his thigh and said: "This is a good idea, let me think about it for you";

"What's good? What did I just say?"

Liu Wei looked at Ma Yibo in confusion. He just mentioned it casually, but later he didn't know what he just said;

Therefore, when Ma Yibo said that his idea was good, Liu Wei was a little confused.

"Look at your potential, about the third store";

"Yibo, let's take it easy. I just said it casually. If we continue like this, the gap will be too big. We won't be able to spread the stall too big, and we will have to borrow money from the bank. It's not cost-effective."

Ma Yibo felt that good things came in pairs today. He just remembered cross-border e-commerce at noon;

Today, Liu Wei is like a panda baby giving him koi carps, giving him surprises at every turn.

First it was the matter of the third store, and just now it was the bank loan, which could be said to have solved Ma Yibo's urgent need.

Before, I was always worried about the lack of money and forgot about the bank;

The main reason is that the Internet finance is underdeveloped now, otherwise you can borrow some money casually, such as micro-loans and so on.

Although Ma Yibo has no fixed assets and no collateral, Aunt Qin’s capital flow is good;

You must know that in 2012, the national stock market was very bad, and along with it, the business environment was also average;

The state has introduced various policies to support small and medium-sized enterprises;

Among them, business loans and current loans are particularly common, and most importantly, the interest rates are extremely low;
Chapter completed!