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Chapter 259 Manager Zhao's surprise(2/2)

The first sentence is true, and the latter is Zhao Lidan added it himself. If you want to get a loan of 10 million, the person in front of you will definitely not be able to overcome;

Once the other party agrees, it is basically a foregone conclusion;

Aunt Qin's self-sexuality has become a hot topic and will definitely sell well. It is also a very reasonable reason to increase production capacity and expand the scale.

“Well, that does develop very quickly”;

"It is very rare that you can let go and talk to the business owner in person, and help the company solve practical difficulties."

"What conditions did Aunt Qin ask?"

Negotiation, especially those who are on your own side who go with apologies;

Finally, we can talk about the extent to which the two parties continue to cooperate, how can the other party not make some requests?

"Governor, the other party did not make special requests, or should I take the initiative to ask if the other party needs funds?"

"When I learned that Aunt Qin would develop rapidly next and was about to borrow 10 million from China Merchants Bank again, I quickly told us about the loan discounts of our bank. After all, it was indeed a loss for us to go to Aunt Qin this time. At the same time, I also said that our bank would support Aunt Qin in the future, which made Mr. Ma plan to continue to borrow 10 million from our bank";

A bank, or any financial institution, will not help you when you are down;

When you are not short of money, there are often people from banks or financial institutions who want to lend you a loan by placing relationships;

When you are trapped in a quagmire and lack funds, it is difficult to come to the door to seek funds;

There is a joke: It is the essence of capital to help the poor.

"Okay, with the 10 newly opened stores, according to Aunt Qin's current target and debt, it is not much to borrow another 10 million yuan. Then you can sort out the information as soon as possible and arrange the process."

"By the way, you should also compete for the vice president in a few months. Please be optimistic about you and do your best";

"If Aunt Qin develops to a certain level, perhaps you can complete your own promotion path by relying solely on Aunt Qin."

How could Zhao Lidan, a bank staff member, not know the information released by Liu Zhiming?

The meaning is very clear. If the service number is Aunt Qin’s company, Aunt Qin will develop well;

In a few months, it will be less of a problem for Zhao Lidan to become the vice president.

With Liu Zhiming's words, Zhao Lidan was also overjoyed;

Today, for Zhao Lidan, it can be said that there are no dangers and surprises;

At that afternoon, Liu Zhiming's warning made Zhao Lidan feel that she had no hope of promotion in the middle of the year, and also left a bad impression on the president;

Although she explained the previous incident clearly, for the leader, if you can’t withstand the pressure yourself, that’s your problem;

But just now, Zhao Lidan was full of energy;

This is the ups and downs of life.

Ma Yibo didn't know about the conversation between Zhao Lidan and Liu Zhiming after returning to the bank, and had no way to know;

But for Aunt Qin, with the 10 million loan from the Agricultural Bank of China, it will definitely relieve a lot of financial pressure;

Especially for this 10 million loan, the interest rate can be said to be the lowest, with an annualized interest rate of only 3.2%, interest first and principal will be returned in one lump sum after three years. This interest rate and repayment method are definitely the best in the market.

In fact, the interest rate is not important to Ma Yibo now, as long as you can get the loan;

What matters is the other party’s attitude and the addition of a bank to share the risk of putting eggs in the same basket;

With this 10 million, you can buy more shops at one time;

Instead of being as timid as before, you can only operate in two shops in a cycle;

As for how to convince the owner to sell and how to bargain, it is not something Ma Yibo has to worry about;

If it really doesn't work, the owner really doesn't want to sell it, so he won't buy his house at that time. The shops he wants to sell are always there;

It's just that the relocation will be a little more troublesome in three years.

Regarding Aunt Qin's future development, Ma Yibo has set the tone at the beginning of his business;

At the fastest speed, occupy Yangcheng and even Guangdong Province;

Only in this way can we occupy a seat in future national competitions.

At the same time, the development of Aunt Qin's takeaway and the early investment required Aunt Qin's store and Aunt Qin to give it a blood transfusion;

Because Aunt Qin takes out, it does not charge a penny for merchants at present;

The salary of employees who run business, the construction and maintenance of takeaway platforms, the expansion of servers, etc., all require a large amount of funds to maintain the rapid development of takeaways for Money Auntie;

All this money needs to be moved from Aunt Qin's other projects.

In short, with the 10 million yuan investment from the Agricultural Bank of China, Aunt Qin will develop faster and no longer use the method of tearing down the east wall and repairing the west wall;

However, Ma Yibo also has a deeper understanding of the importance of a company's cash flow;

If, if you really get a loan withdrawal again, you don’t have a certain cash reserve, Aunt Qin will be really miserable at that time;

As the development develops, Aunt Qin will have more and more debts;

If you do not provide cash flow and have high debt, you are most likely to be attacked by your competitors and become Aunt Qin's fatal weakness.

...

"Mr. Wei, have you found out the specific situation about the self-heat pot?"

An elder sat in the main seat and said in a deep voice to the middle-aged man next to him;

Aunt Qin's self-entertainment indeed made him see a hint of crisis.

Dear friends, today we will continue two major chapters, 8500 words;

There is another chapter at twelve o'clock noon;

Looking forward to everyone's various votes and five-star praises;
Chapter completed!
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