Since starting a business, various accidents happen every day;

The boss is like a firefighter;

Wherever you need it, go there.

However, no matter how many surprises there are, they cannot affect the company's strategy, otherwise it will be a failure to do its job properly;

Just like a student, the main task is to learn;

As an adult, the main task is to make money to support the family;

…

Once misaligned, it will definitely cause indelible consequences, and even make it difficult to recover.

"Manager Wang, sit down";

Seeing Wang Min coming, Ma Yibo asked him to sit down and talk;

Since Wang Min and Ren Anchao came to join Aunt Qin, Aunt Qin's work efficiency and fund usage have been much better than before;

It is even said that the arrival of the two of them gave Aunt Qin the possibility of quickly rising to a higher level.

Today, Wang Min is wearing a light blue long thin down jacket and a simple ponytail. Coupled with her naturally beautiful appearance and curvy figure, it makes people even more imaginative;

Before Wang Min, in the investment company, because they were all young people, and most of the people around him were handsome guys and pretty girls, although Wang Min was considered outstanding, he was only in the middle and upper reaches;

But in Aunt Qin, she can definitely be regarded as the existence of Qihua, which has improved Aunt Qin's entire appearance by several levels.

During the Chinese New Year, Wang Min also returned to his hometown;

However, compared with Ma Yibo and Liu Wei's glorious return home, it can be described as miserable;

No one understands that Wang Min switched jobs from a high-end investment company to a vegetable selling company, including her parents;

No matter how confident Wang Min is in Aunt Qin, she will inevitably feel depressed;

After all, the current Aunt Qin is indeed as everyone said, an existence that no one has ever heard of.

"Manager Wang, how much money do we have in our account now?"

Wang Min is worthy of his background in accounting, and he does have a good understanding of the amount of funds in the company's account.

"A little over 9.705 million";

“More than 9.7 million”?

Ma Yibo even murmured in his mind yesterday. It was only over eight million at full cost. How could there be so much? Where did this over one million come from?

Seeing Ma Yibo's frown, Wang Min quickly explained:

"Mr. Ma, our ten stores opened yesterday, and more people recharged their memberships, so there is more money in the company account";

"Before the opening, it would have been 8.33 million. Yesterday, there was an increase of more than 1.37 million."

"However, based on the current purchase volume, the account will have almost 12 million at the end of the month, and more than 5 million will need to be paid by then, and another 2 million will need to be spent in the middle of next month."

"However, the two million yuan spent in the middle of next month will not affect the company's account balance at all, because the daily accumulation of funds in the twenty stores in these ten days is not a small amount."

"In other words, if our Aunt Qin's current situation is followed, the company's account will remain at the 6-7 million stage.

When Ma Yibo heard this explanation, he suddenly realized;

When I was calculating the money yesterday, I actually forgot the funds to recharge the new store opening membership;

However, if you can maintain six to seven million funds in your account, that would be pretty good;

When Aunt Qin continues to expand and the supplier's account period is arranged according to Wang Min's previous ideas, there will be more funds;

However, the current amount of funds is sufficient for Aunt Qin’s development and Ma Yibo’s future plans.

"Six to seven million is enough";

"I have an idea now. Use the six to seven million dollars we have to buy the first batch of shops rented by Aunt Qin. Do you think it is feasible?"

Wang Min was stunned when he heard what Ma Yibo said;

What kind of operation is this? You don’t use funds to develop Aunt Qin, but buy a store. Are you sure this is not doing your job properly?

Could it be that the boss starts to drift when he has money?

Could it be that the boss started flipping houses when he had some money?

Then wouldn't it be a big loss for me to resign and join Aunt Qin? I still think that if Aunt Qin soars into the sky, I can also gain a good future?

…

Wang Min's mind was spinning over and over again.

"That's it. After you go to work tomorrow, you can ask the bank if the store can be mortgaged";

"If possible, you can ask them to think of a way to see if they can get a high rating. Then all the loans will be taken out, which will be equivalent to buying all the shops with loans."

Only then did Wang Min understand what Ma Yibo was thinking. This was obviously a white wolf trick.

Those real estate speculator groups in later generations, especially the "Shenlifang" in Pengcheng, became famous throughout the country;

The typical method of real estate speculation is to find a third-party advance company for a bridge loan, then buy the house in full, then find an appraisal company to give a high appraisal of the house, then loan out all the money to buy the house, and then pay it back.

The first company to be dismantled can only be given a certain handling fee or interest;

This kind of industry is already a complete industrial chain;

As long as there is a need, we can help you complete it, it is reasonable and legal;

For high-rated properties, this is simpler;

For example, if a house costs 3 million, and you borrow 3 million to buy the house in full with a bridge loan, since the bank mortgage loan can only be 70% of the property value, you can find someone to make the appraised value of the house more than 4 million.

In this way, 70% of the loan is 3 million;

Then return the 3 million to the dismantling company and pay a certain handling fee, which is equivalent to buying a house with zero down payment;

This routine is to buy a house with zero down payment;

Of course, the risk is huge;

If house prices rise, it won’t be a problem at all;

Once house prices fall, this kind of people will be the first "real estate speculators" to cut off their mortgage payments.

"Mr. Ma, I've heard of this kind of shop mortgage loan before when I was working in an investment company, and it can be done";

"I'll ask the bank tomorrow about the specific situation";

"Also, our company only has 6-7 million in funds in its account";

“If we want to buy the first ten stores, we must do it in batches”;

“That is, buy two or three units, go through the procedures, mortgage them, and continue to buy again.”

"At the same time, there is another problem. If the owner is unwilling to sell, or if the asking price is relatively high, it will be difficult to operate."

Although it was the first time he heard about buying a house, Wang Min still gave his own opinion based on his previous work experience and judgment.

"Well, you can just take care of this. If the other party's asking price is really too high, then there's no need";

"However, I still need to think more about ways. My bottom line is that the market price will rise within 5%."

"For sales contracts and the like, our Aunt Qin has a cooperative law firm. You ask them to arrange for people to come over to handle legal matters";

"I'll leave this store purchase to you."

After coming out of Ma Yibo's office, Wang Min felt a little dizzy;

I feel like I can’t understand it at all;

I thought that after Aunt Qin got the funds, she would continue to develop vigorously and open more stores, but she didn't expect that the boss would actually buy a store;

If you buy a shop, just buy a shop. After all, you can save rent and it is considered a reasonable development;

But it would be unreasonable to leave this matter to her;

Wang Min felt that she had jumped into a pit. She was here to be responsible for finance, not procurement;

Although it is true that buying a house requires money, this does not mean that it is a financial job;

But the boss has given her the task, what else can Wang Min do?

disagree?

That's obviously impossible. Didn't you see the encouraging look in your boss's eyes?

But, no matter how I think about it, I feel like something is wrong.

Shaking his head, Wang Min put all these messy things behind him and concentrated on thinking about how to complete the tasks given by his boss in the shortest possible time.

Ma Yibo also had his own considerations in handing this matter over to Wang Min;

At present, Aunt Qin is too short of talents, and Wang Min does have talent or experience in negotiation, so she can completely handle this matter;

Ma Yibo also had certain ideas when buying a shop;

As real estate slowly recovers, the rents of goods will also rise. As the incident progresses, Aunt Qin's profits will be greatly reduced due to the rent;
To be continued...