Chapter 181 Wang Min's Shock (Happy New Year's Eve)(1/2)
chance and necessity;
Accident reveals necessity, and there must be accidental factors;
Mutually stimulate and influence each other.
This news he learned from his mother was extremely important to Lambang Dao.
The news about this kind of high-quality enterprise is a blessing in disguise for Lampang Dao;
He usually works overtime to check various information, doesn't he just want to find these high-quality companies?
Unexpectedly, the crowd looked for him thousands of times, and when he suddenly looked back, he was right under their noses.
Running to the computer again, Lan Bangdao used the computer to look up the information about Aunt Qin, and the more he checked, the more excited he became;
When the information on the Internet was almost complete, Lan Bangdao went directly to Aunt Qin's store downstairs and began to inquire about the boss, and finally asked where Ma Yibo's store was;
When he went there for the first time, Lan Bangdao was regarded as a liar by Aunt Qin's boss Ma Yibo. Ma Yibo didn't believe it until he showed his business card and their bank address;
However, at that time, Ma Yibo's Aunt Qin had not yet been loaned out;
Therefore, we will not transfer public accounts to other banks or obtain loans from other banks for the time being;
But Lambondo has no air barrier;
After all, when it comes to loans, you and I agree;
Opportunities always come to those who are prepared.
When Lan Bangdao learned that Aunt Qin had been withdrawn from the loan, he also carefully analyzed Aunt Qin's situation, and finally contacted Ma Yibo and said that once the other party withdraws the loan, their bank could lend it to Aunt Qin;
It was precisely because of this timely help that Lan Bangdao successfully intervened in Aunt Qin;
The subsequent development is also natural. Aunt Qin, who has experienced loan withdrawals, cannot put her public accounts in other banks. China Merchants Bank, where Lan Bangdao is located, is the first choice;
If Ma Yibo wanted to acquire a food factory and make his own hotpot, he would need a loan, so Lanbangdao became his first choice;
One thing does not bother two masters;
After going back and forth, Lan Bangdao's relationship with Aunt Qin and Ma Yibo was considered harmonious.
When he learned that Aunt Qin wanted a loan of 10 million, Lan Bangdao felt that happiness came too suddenly;
If this 10 million loan was placed in the first half of the year, it would be dispensable to him;
But now, it's the end of the year, and the performance appraisal is about to come out. It can be said that Aunt Qin's loan has given Lan Bangdao a turnaround;
Especially Aunt Qin's public account funds began to be transferred to their bank, which is not a small amount of money;
Ten stores, each store has an average of 17,000 per day, which is 170,000 per day, 5.1 million per month, and 61.2 million per year;
This is a good way to attract high-quality deposit business;
Moreover, Aunt Qin is currently developing at a rapid pace. There are currently ten stores. Will there be more stores in the next month or even quarter?
When Aunt Qin's store increases, how much will it cost?
Just because of Aunt Qin, Lan Bangdao was highly praised by their president.
Therefore, when he received a call from the new financial director who claimed to be Aunt Qin, Lan Bangdao did not act condescendingly like he did with other companies. Instead, he sat up straight, as if to let the other party feel that he valued him;
Other colleagues who were communicating with Lan Bangdao could also feel the importance Lan Bangdao attached to this call.
"Hello, Mr. Wang, I am Manager Lan from the XX branch of China Merchants Bank";
On the contrary, Wang Min felt surprised. Perhaps it was because he had stayed in the investment company for a long time. Many of their phone calls with the investees had the same tone. In the same way, they were treated with respect;
But now, as a private company, Aunt Qin wants to get a loan from a bank;
Theoretically, it should be Aunt Qin who is currying favor with the bank, and it is impossible for this situation to happen;
But it did happen;
Perhaps, this is the strength of their boss.
"Hello, Manager Lan, Mr. Ma asked me to ask, do we need any additional materials for the 10 million loan our Aunt Qin received?"
People have a good attitude towards them, perhaps because of the face of their boss;
If you directly ask when the loan will be disbursed and what the situation is now without distinguishing the importance, then you will typically not be able to understand;
This kind of confusion was something Wang Min saw or heard too much during the six months he worked at the investment company;
Therefore, it is impossible for me to make such a mistake;
People who come from big companies have much more rigorous ideas than people who work in small companies;
This is why it is so easy for people who come from large companies to find jobs, and their wages are getting higher and higher;
However, it is even more difficult for people who come from small businesses to increase their income by finding a job.
"Mr. Wang, there is no problem with your company's information. I have already submitted it. I conservatively estimate that the payment will be made this week";
"By the way, has Mr. Ma found a food processing factory?"
"If you can't find it, our bank happens to have a customer who is engaged in food processing. If necessary, I can help introduce it to you";
Wang Min didn't expect that things would go so smoothly. He already knew the purpose of the loan before he even inquired;
But why look for a food processing factory?
Acquisition?
Or let Aunt Qin do the processing on her behalf?
Everything is another mystery;
The mystery just now was revealed, and two more questions appeared. However, Wang Min did not get to the bottom of it. Asking them, why not ask his boss directly?
Otherwise, as a financial director, you don’t even know what to do when applying for a company loan;
Invisibly, it will definitely make the other party look down on you and think that you are not valued in the company. Otherwise, how could they not know these things?
That's it?
Or the financial director?
Self-proclaimed.
"I need to ask Mr. Xiama for instructions on this matter. If necessary, I will contact you";
"Okay, keep in touch."
The conversation between Wang Min and Lan Bangdao ended, but Wang Min had more doubts in her heart.
"Mr. Ma, we just checked with China Merchants Bank and we should be able to place the payment this week";
"Manager Lan also asked if we had found a suitable food factory. He happened to have a customer there. If not, he said he could introduce it";
No matter how many doubts you have, it is never as direct as asking directly;
Wang Min also knows that the most important thing for Aunt Qin right now is the business of the store. Everyone is focused on the store. If you have questions, just ask them directly, which is much better than guessing;
One advantage of entrepreneurial companies is that there are not many rules and twists and turns.
"I forgot to tell you, our loan of 10 million this time is used to purchase a food factory";
"Our Aunt Qin has developed a product called Zihai Pot, and I will tell you the details when the time comes";
"You tell Manager Lan and let him introduce you. It will be one more choice."
Wang Min didn't know how she hung up the phone. She was shocked too much today. She just came in this morning and the boss was the only one in the office, looking very lonely;
After communicating with Ma Yibo, Wang Min gradually accepted it in her heart;
But with the approval of a loan of 10 million and the acquisition of a food factory to produce self-heating pot, various signs indicate that this is not a sign of decline;
It's like a precursor to taking off.
Involuntarily, Wang Min also felt regretful for his best friend Jiang Wenfei;
I introduced Jiang Wenfei to Ma Yibo before because I also wanted Jiang Wenfei to stay and develop together with Aunt Qin;
However, Jiang Wenfei did not have the ability to discern pearls, or it could be said that the channels for accessing information were different, which caused Jiang Wenfei to misjudge Aunt Qin;
In fact, it’s not to blame Jiang Wenfei. He is an employee of a Fortune 500 company and a small business that is not even considered a Tubal Road. Anyone with a discerning eye will know the choice at a glance.
But there is a time when Tubal Road becomes a positive one. Once it becomes a positive one, it will be unattainable;
Wang Min had no choice but to force others to come;
Besides, I don’t have that ability either;
It would be okay if Aunt Qin really develops, but what if she fails to develop?
Didn't he even do what his friend asked him to do, so he thought he was pushing her into the fire pit?
Entrepreneurial companies are too risky;
Wang Min has seen many examples in the past six months. It is precisely because of these bloody lessons that Wang Min has this risk awareness.
Perhaps it was because he felt Aunt Qin's vitality, or perhaps it was the benefit from disappointment, Wang Min felt full of fighting spirit.
In Conference Room 902 of Kecheng Building, four people, Ma Yibo, Liu Wei, Wang Lifen, and Wang Min, were sitting in the conference room. The theme was also very simple, which was a summary of Wang Lifen's partnership during this period.
To be continued...