We made an appointment at seven o'clock in the evening, but Pan Jie didn't leave until seven o'clock, so he was already late.

Gong Zhiping greeted him at the door.

"Brother Zhiping, why are you so polite?" Pan Jie quickly strode over and shook hands with Gong Zhiping.

Sihai Catering plays the role of the younger brother in Dongfeng-type companies, but because Yao Yuan treats Gong Zhiping as his big brother, everyone respects this honest man in his forties.

"That's right, Ayuan is here." Gong Zhiping said.

Anyone who can call Yao Yuan A Yuan is a high-status figure, regardless of the size of the company in charge.

"Mr. Yao is here?" Pan Jie was stunned and quickly followed Gong Zhiping upstairs.

There is only one private room on the top floor, which is not open to the public. It will only be opened when Yao Yuan comes to eat. There is an observation deck with a panoramic view of the harbor.

Yao Yuan and others have already eaten. Lin Wei, Lin Xiaohu, Jiang Yong, Yu Tieli, Xiao Yun, Yu Yongan, plus Pan Jie, eight people eat a large table of dishes.

"Pan Jie, I heard from Lao Yu that you encountered a problem, can you solve it?" Yao Yuan asked Pan Jie, motioning to him to use his chopsticks.

Pan Jie dared not move his chopsticks, so he quickly said, "Mr. Yao, I can solve it, please don't worry."

"That's good." Yao Yuan nodded and stopped asking about this matter.

Pan Jie glanced at Yu Yongan gratefully.

Yao Yuan invited everyone to eat and drink. He ate until he was 80% full, then drank slowly and talked about business.

"How is the promotion of debit cards going?" Yao Yuan asked.

Pan Jie thought he would ask about the credit business, but he didn't expect to ask about the debit card promotion that had just started. He said, "The first card was issued this morning. The method of giving souvenirs was very effective. Later, everyone took the initiative to ask how to apply for the card.

, I arranged for someone to teach customers how to use debit cards in the business hall. Mr. Yao, this is a moment in the history of Shenzhen Issuance and also a moment in the history of Huaxia Banking."

"Well, the next step is to speed up the rollout in major cities, speed up the construction of outlets, and speed up the improvement of the electronic settlement system. For technical problems that Chunfeng Academy of Science cannot solve, we can seek solutions in the international market." Yao Yuan instructed.

Only he knew the huge profits and influence contained in electronic payment channels and standards. Later generations dared to go against the four major state-owned banks and even refused to give face to the central bank, just because they had mastered online electronic payment channels and formulated standards.

Of course, the lessons learned from a certain cloud are also profound. Yao Yuan will naturally not follow the old path of a certain cloud. However, this does not prevent him from first starting from banks to establish electronic payment channels and formulate electronic payment standards. After 2000, when the Internet economy enters the explosive stage, he can directly enter

Online electronic payment market.

Pan Jie said, "I went to the Chunfeng Academy of Science on the first day I arrived in Nangang and talked with Chief Engineer Zhan. They can basically solve the technical standards for the first-generation electronic payment system you requested, but the terminal equipment may need to be imported in batches.

, we can’t make our own so quickly.”

At present, the first things that need to be rolled out are automatic teller machines and payment terminals (card swiping machines). As long as these two terminals are solved, most of the functions of bank cards can basically be used.

Yao Yuan owns supermarkets, electrical appliance shopping malls, commercial plazas, and headwind logistics. He has mastered channel terminals. The promotion of payment terminals is not a problem, but the rollout of ATMs must follow the construction of outlets, so this is a top priority.

"Okay, very good." Yao Yuan was very satisfied with the progress, "Negotiations with the four major banks can also start. If they have technical problems that cannot be solved, we can provide help to help them launch their own debit cards as soon as possible and implement them as soon as possible.

When it comes to networking, let’s talk about how one family can network together, and don’t wait until everything is agreed upon before implementing it.”

"I understand, don't worry, Mr. Yao." Pan Jie took a deep note.

Yao Yuan cannot wait until 2003 to connect to the Internet again. If he misses ten years, he will miss a lot. Since there is no action at the national level, he can only choose to promote it from the bottom up.

In the financial field, the banking industry is the most important. Shenzhen Development Bank is not only a regulator, but also an insurance, and an important source of income and financing platform.

By seizing Chunfeng Academy of Sciences and Shenzhen Development Bank, even if other companies collapse, it will be very simple to start over.

After talking about Shenzhen Distribution, Yao Yuan mentioned the ongoing plan.

Pan Jiehui reported, "Mr. Yao, I have signed a loan contract with Zhi Yuye as planned, and her US$30 million has been deposited into the special account of Hua Xia United Bank's Hong Kong headquarters. After the exchange settlement is completed, she can transfer

Enter the supervision account of Shenzhen Issuance."

After a pause, he said, "But there is an unexpected situation. Zhi Yuye used the name of Fuye Company, which is a newly established Singapore company. I checked and it seems that Tang Hui wanted to diversify the risk and used Xinfu

Investment fraud, use Fuye Company to invest, in this way, even if something happens to Xinfu Investment, it will not affect Fuye Company."

Yao Yuan nodded slightly and said, "Well, it doesn't matter, as long as you get the money. I still say the same thing, not one cent less, not one cent more. Back then, Tang Hui embezzled and defrauded the Xihai Sugar Factory of more than 40 million US dollars, and now she has to repay the money."

I want to get it back with profits. Fifty million US dollars is not too much, right?"

"It's not too much." Yu Yong'an said, "After so many years, even if calculated based on 10% annual interest, it is more than 50 million US dollars. Ah Yuan, there is still a gap of 10 million US dollars, which is still far from our goal.

There are some gaps.”

Yao Yuan tapped the table lightly, "Yes, this Tang Hui is cunning and cunning, and she is quite cautious in doing things. Since she won't come out with cash for these ten million dollars, I will take her shares."

"Huanghe Group?" Lin Wei asked.

Yao Yuan said, "Well, the controlling shareholder of Huanghe Group is Glenn Capital, but the operator is Malaysian Yuye Investment, which holds 30% of the shares, which is an investment company directly controlled by Tang Hui. I have asked Yakov to check

Lun Capital has contacted Lun Capital, and we will make next plans when there is news.”

He glanced at everyone and said, "Let's get the 30 million US dollars done first. Lao Yu, go sign the contract tomorrow and secure Zhi Yuye first."

"Okay. But Luo Yangguang may want you to come forward to negotiate. This person is not simple, he is brave, resourceful and skilled, and his connections in the province are also very strong. If he does not cooperate, we can only adopt a backup plan." Yu Yongan

Said in a deep voice.

Yao Yuandao said, "Well, I also want to meet him for a while. Baojun Motors and BMW Motors will start fighting with Sanqi Motors sooner or later. Nangang is still too small to accommodate a second large-scale automobile manufacturer."

As you all know, he is not saying that the Nangang area is small, but that the industrial environment in the Nangang area is small and cannot support two such large automobile companies.

Yu Yongan said, "If you are short of money, I can transfer one billion here."

"No, Yong'an Group's profits will be used for development and operations, and we will seize the next ten years to develop." Yao Yuan said.

Lin Wei couldn't help but ask, "Ayuan, you always talk about ten years, ten years. What do you mean by this ten years? Is it possible that there will be any big changes in ten years?"

"Our country is already negotiating to join the WTO. It is certain that China will join the WTO and join the world economy. I judge that this matter can be completed in at most ten years." Yao Yuan said firmly.

"World Trade Organization?" Lin Weidao said.

Pan Jie said, "Yes, after joining the WTO, we will face international competition. A large amount of foreign investment will enter China. They have industrialized and developed for so many years and have technology and capital. If we don't develop as soon as possible,

Get up, it will be very difficult to compete with them in the future."

Regarding the judgment of the world's future economy, Yao Yuan can chat with Pan Jie, but he cannot chat with Yu Yongan, Lin Wei and others. Pan Jie is an academic business leader with strong management capabilities. He often
Chapter completed!