The sun sets in the west and rises in the east, and the entire Federation ushers in a new day as the wheels of history roll.

This day is just the most ordinary day for most people. They are poor and have no time to eat breakfast. They are just a couple and they are crowded with public transportation and start their day running and tired.

But in this extremely ordinary and ordinary day, with the efforts of the Whig Party, the Federal Central Bank plans to announce the news of comprehensive reserve requirement cuts and interest rate cuts on a date.

Standing by the window of the office, Li Ming looked at his own [Money Building] slowly rising from a high place, and behind him was Yu Qingyu, who was remembering the first-hand news from the Whigs.

"In recent years, the prices of commodities have continued to rise. The actual growth rate of private investment in the first quarter was -8%, showing a state of significant negative growth. Micro-enterprises have difficulty in operating, and the economic growth rate has continued to slow down. In order to stimulate economic recovery and promote federal social development, it was announced that starting from a certain month of a certain year, the reserve ratio of financial institutions will be fully reduced by x percentage points, release two trillion long-term funds, and cut interest rates to......"

Such information will be published publicly to the whole society, but even if those who desperately squeeze the morning bus can get such information first like Li Ming, it will eventually become a package that wraps the sandwich in their hands.

To understand the meaning of this news, we must start with two words: one is [reducing the reserve requirement ratio] and the other is [reducing interest rates].

What is a reduction in the reserve requirement ratio? Simply put, banks make profits by lending. That is, if you deposit 100 yuan, the bank cannot use it to lend, because if you use it all, once there is a run, the money you lend cannot be recovered, which is likely to cause a large-scale bankruptcy and the deposits of depositors. Therefore, only 80 yuan can be used for loans, and the remaining 120% is the deposit reserve ratio.

What is interest rate cut? Interest rate cut refers to lowering the deposit benchmark interest rate or loan benchmark interest rate. When interest rates drop, investors' deposit returns will become less, so they will be more willing to withdraw money for investment, such as buying stocks and houses. Correspondingly, the loan costs of enterprises and individuals will also be reduced, so that more people are willing to take out loans to invest.

The biggest difference between lowering the reserve requirement ratio and lowering interest rates is that the former is to release money and increase the amount of market funds, while the latter does not increase market funds. It only changes people's investment direction and encourages people to consume and invest more.

Then looking at this news from the Federal Reserve Bank is enough to understand how much effort the Whigs have put into promoting the comprehensive recovery of the economy.

"Have their stock market risen?" Li Ming shook the matches in his hand and said, spitting out a mouthful of thick smoke.

"It's already rising." Yu Qingyu said with some disgust, "It's too easy for them to make money..."

Whether it is Li Ming or Yu Qingyu, the "they" they are talking about referring to those old families who were like Li Ming who could even get this news earlier.

Just knowing this news in advance would be enough for them to harvest some unimaginable wealth from the vast number of leeks.

Li Ming nodded and said slowly, "With their entry, coupled with the release of this policy, the era of crazy people has come again."

"Again?" Yu Qingyu asked subconsciously if she didn't understand what Li Ming said.

Without answering Yu Qingyu's question, Li Ming had a playful smile on his face, "You haven't understood what such a currency signal and our fueling means?"

“What does it mean?”

"The real estate economy will drive the economic booming recovery of the entire federal government, and it will be accompanied by extreme economic prosperity and a great increase in people's income levels......"

"Isn't this a good thing?" Yu Qingyu said with a frown after getting the answer.

Li Ming smiled and said, "But have you ever thought that the cost of cement, sand and steel bars is there. Even if manpower increases, how can housing prices be increased by five times or ten times?"

Looking at Yu Qingyu's puzzled expression, Li Ming continued, "To give a simple example, I spent 1 million yuan to buy a house this year and spent 2 million yuan to buy a house. A year later, you spent 4 million yuan to buy it, and you have a debt of 3 million yuan. Putting aside the unchanged house, it is equivalent to taking over my debt and getting more."

"this······"

“So I don’t care how big they play on real estate.

The upper level builds a house, the middle level is in debt, and the middle level passes the debt to the lower level, and the lower level finds a way to pass it to the lower level. This is a game of passing debt. Remember the wave I made before. In fact, their nature is the same, and they must wait for someone to take over......"

"But lower level, lower level, how can they get so much money to take over?"

Li Ming laughed and said, "What do you think I'm working on credit? Let them fight for real estate matters. We just need to focus on loans. A house worth 2 million will overdraw a person's lifelong income. A house worth 4 million will overdraw a family's lifelong income. A house worth 8 million may overdraw a family's lifelong income. A house worth 8 million may overdraw a family's income for 2 years......"

"····Can people live for so long?" Yu Qingyu murmured to himself at the thought of such a huge amount.

"Isn't this a medical treatment anymore?" Li Ming joked, then turned around and looked at the people downstairs like ants, throwing out the cigarette butts in his hands.

After a moment of silence, Yu Qingyu asked, "You tell me this, aren't you afraid that I will betray you?"

With his back facing Yu Qingyu, Li Ming smiled and shook his head and said, "What can you do if you betray me? When housing prices rise, can you stop others from making money? This is the trend. Even if I die, it will still go. Instead, I can make it run the way I do."

"What about the people at the bottom? I can't imagine what they are going to suffer." Yu Qingyu asked with a sigh.

Li Ming counted the black spots in his eyes and said boredly,

"This is a world of cognitive tearing. Different groups, levels, and circles have different cognitions. Under the influence of desire, people are not worried about fewer people but uneven. If people don't have oneself, they will suffer, so no one can stop them from going crazy.
Chapter completed!