Chapter 250 Borrowing Money
Wang Changtu is a well-known businessman in Chang'an City.
Although he has not been successful for a long time, he is quite sleek in dealing with people and has made many friends.
He knew a lot of people, whether it was Ma Youcai or some other Chang'an City merchants.
Now, today he invited Zhou Benqiang, the shopkeeper of Zhou Ji Grocery Store, to have a meal.
"Shopkeeper Zhou, you have such a good view. You have made a lot of money by using salted fish and whale oil candles as the main items of Zhouji Grocery Store."
Whether you ask for others or not, Wang Changtu likes to say some compliments.
But he always speaks the point, which makes people feel very comfortable.
To describe it in the words of later generations, Wang Changtu has a high emotional intelligence.
"Hey, I happened to encounter the salted fish and whale oil candles from Mingzhou that were very popular. Even the jerky whale was sold well, and there were also seaweeds and other things, which many people liked.
Now our weekly grocery store is almost becoming a local specialty store in Mingzhou.”
Although Zhou Benqiang was very happy, he was also very modest in his mouth.
The kind of merchant that has to pretend no matter who he meets is still very rare now.
The status of a businessman is far from reaching the point where he can be casually pretended.
"This is not a coincidence, this is totally strength. Now Zhouji Grocery Shop is not only the largest grocery shop in the West City, but also a scene in the East City.
I heard that you just opened a semicolon in Luoyang last year, and the business is getting bigger and bigger."
Zhou Benqiang is one of the relatively wealthy businessmen Wang Changtu has come into contact with.
Although the Zhou family's main business is a grocery shop, it seems inconspicuous.
But you can't resist the flow of others, and there are a lot of goods sold every day.
Rather than saying it is a grocery store, it is more appropriate to say it is a grocery wholesale store.
Although his wealth is even more incomparable to the shops controlled by the aristocratic families, there is still no problem to take out a few thousand guan of money casually.
It was only after Wang Changtu had a deep contact with Zhou Benqiang that he realized that his background was so profound.
You must know that among the entire Chang'an City, there are definitely no more than one hundred people who can afford to spend thousands of stagnants of money so easily.
Most of this is still dependent on businessmen under noble families.
If you work hard alone and have no background, you can do business so big. It can be said that there are only a handful of people who can work so hard.
Even if you can't count one hand, you can basically count it when you use your hands and feet.
"Your wool sweater workshop, I heard that the business is also very good. The Qin family's workshop produces wool thread, so you can produce wool sweaters ingeniously and open a lot of ready-to-wear shops in Chang'an City. I haven't made less money during this period, right?"
Businessmen gathered together, whether Wang Changtu invited Zhou Benqiang or Zhou Benqiang invited Wang Changtu, a wave of commercial bragging was inevitable.
"Where is it, I just earn some hard money. Compared with you, Manager Zhou, you are nothing.
However, by the way, I do think the wool workshop industry is quite promising.
No matter when, people always have to wear clothes, and this wool line is good for quality and low price, and it is most suitable for ordinary people to keep warm in winter.
Now there are more and more workshops in Chang'an City, and not every family will buy wool yarn textiles to make sweaters by themselves, so there is a space for our wool workshop to live.”
Even if he is humble, Wang Changtu also let Zhou Benqiang know his strength at the right time.
Otherwise, if people have no confidence in you, how could they lend you money later?
"That's right, whether it's a wool sweater, a salted fish, or a whale oil candle, although these things are new things, they naturally have their reasons to become popular in a short period of time.
In Chang'an City, Ma Youcai Mashangguan is one of the merchants I admire most, followed by you, Wang Changtu.
Now I have discovered that if I want to make money comfortably, I have to follow Qin Langjun's pace, otherwise I can only pick up people and I will not make much money in the whole year."
His business has no conflict with Wang Changtu for the time being, so Zhou Benqiang spoke very simply and did not hide it.
The reason why the two can become true friends is also related to the simple way of communication between them.
Otherwise, if everyone is guarding against each other every time they meet, how can they become real friends?
"Follow Qin Langjun's pace to make money, Zhangguin Zhou, your summary is really perfect.
These days, the matter of Datang Royal Bank has been in a turmoil. There will be a special share auction the day after tomorrow. Will you attend?"
Seeing that he had the opportunity to naturally develop the topic in the direction he hoped, Wang Changtu's mood became relaxed.
No matter who it is or when it is, how to borrow money from others and how to speak is a worrying question.
"The Tang Dynasty Royal Bank is now the hottest thing in the Chang'an City business district, and I naturally heard of it.
However, our Zhou family had training in the early years and was not allowed to participate in any industry such as quality deposits, lending, etc. I think this bank is essentially related to the quality deposits and lending industry.
So although I am personally optimistic about the future of Datang Royal Bank, I have no intention of participating.
Besides, the shareholders of this bank are His Majesty and the Ministry of Revenue. If we, a small businessman, will not have any right to speak except for paying money, right?"
The Zhou family’s ability to become an invisible little rich man in Chang'an City is also related to their family’s stable business policies for hundreds of years.
But this is exactly what Wang Changtu wishes.
Otherwise, if Zhou Benqiang was also interested in the shares of Datang Royal Bank, he would be embarrassed to borrow money.
"Shopkeeper Zhou is really a filial person. Since his ancestors have such training, if they don't participate, they won't participate.
Anyway, as long as you keep an eye on Qin Langjun’s movements, sooner or later there will be many opportunities to make money.”
"What? Shopkeeper Wang, do you intend to participate in the auction the day after tomorrow?"
Zhou Benqiang was not stupid either, and soon understood Wang Changtu’s purpose today.
"Yes! I am very optimistic about the future of Datang Royal Bank, but the price of this bank's shares will definitely be very expensive at that time. I am a little worried that there is too little capital on hand and it is not enough at all. So I wonder how to raise some money."
"This is simple, I'll lend it to you! But in Shangyan, you have to mortgage the shares of Datang Royal Bank."
Manager Zhou regarded Wang Changtu as his real friend, so he happily agreed to borrow money.
Of course, he had actually evaluated it in his mind, and it was almost impossible to know that Wang Changtu used money to buy shares of Datang Royal Bank.
Chapter completed!